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The 12 week Debt-Life *Achieve something* Plan - WEEK 7

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  • Liliboo
    Liliboo Posts: 136 Forumite
    Can I join in too please. I promise I will try & keep up with you all.

    Over the next twelve weeks I would like to:
    1. Pay off my student mastercard
    2. Lose at least half a stone
    3. Get a new job to fund above-mentioned credit card payments
    4. Get all Christmas presents sorted and paid for
    5. Tidy and sort my room out in preparation for the move (when it happens)

    I promise I will try my best to keep up with you all, please give me a kick up the rear if you see me slacking.
    Natwest CC: £389.07 (limit £500)
    Natwest OD: £1,932.62 (limit £2,000)
    Mum: £1,500
    Visa CC: £60.04 (limit £250)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    i didn't even think to put christmas presents on my list argh
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Liliboo
    Liliboo Posts: 136 Forumite
    I just realisedI missed off the most important thing I have to do before December 1st...so:
    6. Complete and submit application for PGCE eeeeekkkkk!!!!!
    Natwest CC: £389.07 (limit £500)
    Natwest OD: £1,932.62 (limit £2,000)
    Mum: £1,500
    Visa CC: £60.04 (limit £250)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    that's worse than my christmas blooper
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Liliboo
    Liliboo Posts: 136 Forumite
    I think my boyfriend would actually kill me if I'd forgotten that...not to mention my own annoyance at having to wait ANOTHER year to get qualified.
    Natwest CC: £389.07 (limit £500)
    Natwest OD: £1,932.62 (limit £2,000)
    Mum: £1,500
    Visa CC: £60.04 (limit £250)
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Guys - not got a 12 week plan but one of the things I find really helpful for long term running plans is a week by week plan...

    Days across the top and then weeks down the rows - I'm sure you could adapt your goals fit this - that way you can break each one down into 12 and cross a bit off each week as you progress - I find it keeps the mind really sharp on the task ahead, but also means you can be happy each week as you achieve one step towards your goals (or if you dont make it, its only a litte to catch up next week) :D
  • Hi all :hello:, I'm new here, please can I join in?
    I think this is a great idea and could be the kick up the bum I need!

    My list is:
    1. Pay off chunk from credit card (currently £735 at 0% till next July, but if it gets cleared quicker, even better!)
    2. Buy and wrap all Christmas presents (look for bargains & make presents if possible)
    3. Plan weekend away with friends (but save up for it before booking anything!)
    4. Clear out wardrobe and Ebay stuff I won't wear again (e.g. posh dresses from people's weddings). Or maybe Ebay most of it and swap something with a friend so I still have a "new" dress for special occasions - everyone seems to be getting married and having babies christened at the moment!
    5. Cut food shopping down to the bare minimum
    6. DO NOT SPEND ON THINGS THAT I DO NOT NEED! (and use any money saved on clearing debts!)

    Good luck everybody! :)
    Ambs xx
    don't let the b*stards get you down or you might have to live in a bin - <<< this could be you! :)
  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Loose weig ht~& keep it off
    Be more positive
    Pay off wee loan
    Bring other loan under £2500
    Bring CC debt under £2500.
    Phew!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ames
    Ames Posts: 18,459 Forumite
    I like that idea Becky! Might take it a bit further and have am and pm for each day, then I can plan things around my courses and things.
    Unless I say otherwise 'you' means the general you not you specifically.
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    :hello: Hi everyone!

    Thanks for starting this thread sallyx, its brilliant!

    My goals are:-

    1. Cut out alcohol
    2. Loose a stone
    3. Get all my college assignments done on time
    4. Finish decorating my house
    5. Make all my xmas pressies and cards

    Oh and I'd better chuck some cash at Lex Luther the Lousy Loan too :rotfl:

    Will probably think of tons more!

    Good luck everyone :beer:
    Paddle #8 DFW Nerd #1284
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