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The 12 week Debt-Life *Achieve something* Plan - WEEK 7
Comments
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Can I join in too please. I promise I will try & keep up with you all.
Over the next twelve weeks I would like to:
1. Pay off my student mastercard
2. Lose at least half a stone
3. Get a new job to fund above-mentioned credit card payments
4. Get all Christmas presents sorted and paid for
5. Tidy and sort my room out in preparation for the move (when it happens)
I promise I will try my best to keep up with you all, please give me a kick up the rear if you see me slacking.Natwest CC: £389.07 (limit £500)
Natwest OD: £1,932.62 (limit £2,000)
Mum: £1,500
Visa CC: £60.04 (limit £250)0 -
i didn't even think to put christmas presents on my list arghGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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I just realisedI missed off the most important thing I have to do before December 1st...so:
6. Complete and submit application for PGCE eeeeekkkkk!!!!!Natwest CC: £389.07 (limit £500)
Natwest OD: £1,932.62 (limit £2,000)
Mum: £1,500
Visa CC: £60.04 (limit £250)0 -
that's worse than my christmas blooperGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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I think my boyfriend would actually kill me if I'd forgotten that...not to mention my own annoyance at having to wait ANOTHER year to get qualified.Natwest CC: £389.07 (limit £500)
Natwest OD: £1,932.62 (limit £2,000)
Mum: £1,500
Visa CC: £60.04 (limit £250)0 -
Guys - not got a 12 week plan but one of the things I find really helpful for long term running plans is a week by week plan...
Days across the top and then weeks down the rows - I'm sure you could adapt your goals fit this - that way you can break each one down into 12 and cross a bit off each week as you progress - I find it keeps the mind really sharp on the task ahead, but also means you can be happy each week as you achieve one step towards your goals (or if you dont make it, its only a litte to catch up next week)0 -
Hi all :hello:, I'm new here, please can I join in?
I think this is a great idea and could be the kick up the bum I need!
My list is:
1. Pay off chunk from credit card (currently £735 at 0% till next July, but if it gets cleared quicker, even better!)
2. Buy and wrap all Christmas presents (look for bargains & make presents if possible)
3. Plan weekend away with friends (but save up for it before booking anything!)
4. Clear out wardrobe and Ebay stuff I won't wear again (e.g. posh dresses from people's weddings). Or maybe Ebay most of it and swap something with a friend so I still have a "new" dress for special occasions - everyone seems to be getting married and having babies christened at the moment!
5. Cut food shopping down to the bare minimum
6. DO NOT SPEND ON THINGS THAT I DO NOT NEED! (and use any money saved on clearing debts!)
Good luck everybody!
Ambs xxdon't let the b*stards get you down or you might have to live in a bin - <<< this could be you!0 -
Loose weig ht~& keep it off
Be more positive
Pay off wee loan
Bring other loan under £2500
Bring CC debt under £2500.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I like that idea Becky! Might take it a bit further and have am and pm for each day, then I can plan things around my courses and things.Unless I say otherwise 'you' means the general you not you specifically.0
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:hello: Hi everyone!
Thanks for starting this thread sallyx, its brilliant!
My goals are:-
1. Cut out alcohol
2. Loose a stone
3. Get all my college assignments done on time
4. Finish decorating my house
5. Make all my xmas pressies and cards
Oh and I'd better chuck some cash at Lex Luther the Lousy Loan too :rotfl:
Will probably think of tons more!
Good luck everyone :beer:Paddle #8 DFW Nerd #12840
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