Monday 14th September - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Greetings to all you regulars...and welcome toany new posters...come and join us;)

Hope you all had a lovely weekend:p I had a very late night on Sat (3am) - my sis kept me up drinking wine:rolleyes: So I was a bit useless yesterday - a sofa day:D

So, back to work today....I could have stayed in bed though!


Ok, today's list:

• check banking - moved ex's money to spending account and stuck another £10 in girls' club/trip money account
• daily scratchies
• packed lunches all round
• NSD hopefully
• hoover up later
• meal from plan - sausages, mash, yorkshires and veg

And that's my lot today....have a fab Monday:j

DawnW

Morning Milly and everybody that comes along later (or while I am typing this),
Bright and early start on a Monday morning :j

Today I have / will:

HM meals, including packed lunch for work

Check online banking (as expected)

Label and put away the damson chutney and jelly I made over the weekend - no more baskets of damsons cluttering up the kitchen table thank goodness.

Make a cake after work

Walk dogs after work for free exercise

Better get on, don't want to miss the train

Have a nice day everyone :hello:

urg123

Good morning everyone,

Waving to all the regulars and hello to any new posters.

I don't have much time to post at the moment - life and work is in superdrive at the moment. But I am starting to spend and need to get myself back in check.

OH and I are starting to get wedding stuff organised and I can't believe how expensive things are going to be! I'm going to a meeting in town today so will need to try and stay away from all the nice shops!



Here's my list for today:

• [STRIKE]scratchcards [/STRIKE]- 2x 10p
• [STRIKE]washing hokey cokey[/STRIKE] started
• keep receipts from travel and lunch to reclaim at work
• [STRIKE]catch up with ironing[/STRIKE]
• [STRIKE]send an email for voluntary job that has been outstanding[/STRIKE]
• read and get rid of one work magazine
• email friends to say hello as I have been neglecting them:o
• book one more appointment for the wedding this week!

Have a great day everyone!

urg x x

Pippilongstocking

Morning all

Back from very EXPENSIVE trip away

[STRIKE]Check banks until all the spends are off - then hope all is OK[/STRIKE]
Used 5p off petrol vouchers in Mr T's by getting bits for xmas, household bits and some extra food to get two spends over 50quid - filled car up again on way home cos its so much cheaper than here
[STRIKE]Have two of OH's chums here for B&B - wondering if they will be up before I am off to work.....porridge is on/bacon is cooked - NO sign of them (porridge will be recycled into a chocolate cake and the bacon will recycle into tea I jsut wish they'd appear so I can go to work......[/STRIKE]
[STRIKE]HC on and might get it on the line or in the cupboard[/STRIKE]
Check oil and maybe order some - blah
Check electric
Store cupboard tea
Walk doggies in field today I hope whilst doing some field work
Book darwin in for an MOT
[STRIKE]Hide some more xmas pressies[/STRIKE]
[STRIKE]Remind OH to put in some money for the cottage and the food at the weekend[/STRIKE]

Waves to all - feeling bleurgh (TOTM) and DD is away on an adventure weekend which is ace and will be fun but I do worry and will miss her!

savingforarainyday

Morning everyone. Monday:j, well that maybe overdoing it a bit.:rolleyes:

I am tired, took dh to work at 4am:eek:. (We used to run 2 cars, this was part of our cutbacks about 18mnths ago):o

So I went back to bed and got up at 8am, much more civilised.:rolleyes:

This morning I will check online banking
Get ds up to and do english and maths with him. Still not heard about college:mad:
Put washing away and do some more
Pop in and see client who wants to list some stuff on ebay, to show her how to do it again!!!. I know what she wants, me to do it as a favour...... That will be a free favour; not a hope
Cook beetroot
Defrost dinner from freezer.
Meal Plan for week.
Work Plan for week.
Go up to allotment to see some weeds off.

Thats me for the day.

Have fun with the wedding planning Urg

blondy24

Morning All,

Have today off work - back in tomorrow tho

Today I have / will:

• [STRIKE]Make b/f breakfast as he is 30!![/STRIKE]
• Take dogs for a walk
• [STRIKE]Do at least one hour of prince course reading[/STRIKE]
• Go to garage to find out what's wrong with my car - I phoned them up and apparently they think it will need a body computer costing 350 pounds, however b/f said that when he did a diagnostic test on car a while ago it said short in head light circuit and short in heated rear window circuit - whatever that means. So booked it in for Fri. Also had to get a battery for the key fob
• Make tea (having a bottle of wine as a treat )
• Clean bathroom
• [STRIKE]Empty dw[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• Arrange a viewing to see a house this week
• [STRIKE]Have a shower instead of a bath - save water[/STRIKE]

Miss_Piggy_2

Morning all

Got to get back with this thread. Life gone off the tracks recently and I seem to be spending more and more! Doing a list on here helps to keep me focussed

So today:

* Washing at 30'c
* Drop off bag of charity stuff
* Made twinks hob nobs for Dad to say thanks for fitting our kitchen light (was going to buy a bottle of wine but had all hob nob ingredients in cupboard)
* Washing on airer
* Get chicken out of freezer tonight, ready to rubberise tomorrow :rotfl:
* Charge mobile at my Mums :rotfl:
* Have free cake decorating lesson at Mums friends
* Do a meal plan

Hopefully a bigger list tomorrow.

Miss P
xx

Pippilongstocking

Waves to Miss P
Thats an impressive list!

I need to add the usual - charge phone at work!

Waves to all

Miss_Piggy_2

fayjmck wrote: »

Waves to Miss P
Thats an impressive list!

I need to add the usual - charge phone at work!

Waves to all

:hello:Hi Fay!!!

KTjazz

today I have/will -

-check online banking
-accept half day's interpreting job (on top of usual day job)
-accept interview day for new job - although this move might leave me worse off short term.
-store cupboard meals
-my first attempt at making macaroni cheese from scratch will be this evening
-use gym membership
-early night to use less electricity!

I hope everyone is well.

KT. x

Pippilongstocking

Miss_Piggy wrote: »

:hello:Hi Fay!!!

:hello: Hi Miss P!

Wheres SM these days?