We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Reviving an old claim

Can anyone offer me a little advice on what to do next?

I started pursuing a claim against a building society and got to the stage of sending/serving a 'letter before action'. this was in April 2007.
I never pursued this any further since.
Also, i cannot find any of the correspondance that they sent to me (I only have a copy of the letters on my PC).
  • Should I re-start the claim?
  • Continue where I left it?
  • Am I stuck in this OFT trial with everyone else?
any comments would be welcomed
Thanks
Ms Bubbles

Comments

  • mbubbles wrote: »
    Can anyone offer me a little advice on what to do next?

    I started pursuing a claim against a building society and got to the stage of sending/serving a 'letter before action'. this was in April 2007.
    I never pursued this any further since.
    Also, i cannot find any of the correspondance that they sent to me (I only have a copy of the letters on my PC).
    • Should I re-start the claim?
    • Continue where I left it?
    • Am I stuck in this OFT trial with everyone else?
    any comments would be welcomed
    Thanks
    Ms Bubbles

    I think if you haven't kept paper copies of the documentation and you cannot retrieve any of the documents then start from the beginning again. The BS will acknowledge the claim and you will be in the queue.
    You are stuck with everyone else.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Thanks for your advice.

    However, I've since located all the original documentation.
    • list of charges presented by the building society
    • acknowledgement letters etc
    • the last letter from the BS was 4th May '07 basically stating 'very sorry you are unhappy, we disagree, you can go to the FSA if still unhappy'
    I never actually applied to court
    I
    Is my cliam likley to still be logged with the BS?
    NB - the value of the claim will not have changed (other than interest) as i no longer bank there
    I was thinking of reminding them of the complaint and going straight to the next step?
    If this sound viable, what would the next step be?

    thanks for you assistance
  • mbubbles wrote: »
    Thanks for your advice.

    However, I've since located all the original documentation.
    • list of charges presented by the building society
    • acknowledgement letters etc
    • the last letter from the BS was 4th May '07 basically stating 'very sorry you are unhappy, we disagree, you can go to the FSA if still unhappy'
    I never actually applied to court
    I
    Is my cliam likley to still be logged with the BS?
    NB - the value of the claim will not have changed (other than interest) as i no longer bank there
    I was thinking of reminding them of the complaint and going straight to the next step?
    If this sound viable, what would the next step be?

    thanks for you assistance

    Write to them again with an LBA and schedule of charges. Once you have a response you'll be sorted out.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Thanks for your comments
    You help is very much appreciated
    I will re-send the LBA and see what response I get

    Cheers
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.