Lack of financial nous amongst young people

Lotus-eater

PasturesNew wrote: »

Intelligence is working out how to easily kill the spider that's out of reach on the ceiling without it dropping on your head or scuttling away....

No, intelligence is working out that the spider won't harm you, indeed will contribute to the destruction of any nasty flies that definitely can cause health problems in your house. That, leaving the spider inside a house is good for you.
Fear, learnt from a parent or sibling/friend, will cover over intelligence.
Intelligence, is working out that the modern way of cleaning everything to within an inch of it's life, maybe isn't the best way to be.

Lotus-eater

Pennywise wrote: »

In particular, I've found the majority of youngsters really struggle with contracts and terms & conditions. They seem to give up on life about 1/3 of the way through and just don't read the rest which is obviously very dangerous. Compare that to more mature people who tend to be able to scim through the document to pick up and concentrate on the important and relevant bits and gloss over the generality clauses.

T&C's come in BOOKS now, I don't know anyone who reads them.
15 years ago I read through my whole mortgage T&C's and everything to do with the house we were buying. The solicitor told me I was about the only one who did so. Nothing has really changed, apart from everything is getting more complicated.

StevieJ

Anyone like Jonathan Creek? you can pick up the whole series for less than £18 on Amazon, at the moment (not including the one from Christmas) :beer:

http://www.amazon.co.uk/Jonathan-Creek-Complete-Christmas-Specials/dp/B0002ISG0G/ref=sr_1_1?ie=UTF8&s=dvd&qid=1252930223&sr=8-1

carolt

Um..is this strictly relevant?

Obviously, all references to the delightful Alan Davies are welcome, but....?

Or is there a T&C reference I missed?

StevieJ

carolt wrote: »

Um..is this strictly relevant?

Obviously, all references to the delightful Alan Davies are welcome, but....?

Or is there a T&C reference I missed?

Just noticed it was 'top value' and thought I might bring it to your attention, apologies for thinking of you lot

Lokolo

Lotus-eater wrote: »

T&C's come in BOOKS now, I don't know anyone who reads them.
15 years ago I read through my whole mortgage T&C's and everything to do with the house we were buying. The solicitor told me I was about the only one who did so. Nothing has really changed, apart from everything is getting more complicated.

I read my banks T&Cs and changes and such.

Sometimes its quite interesting you know.

Davesnave

PasturesNew wrote: »

To be honest, an hour is a long time. It might be worth looking into learning styles.

Absolutely correct. This has nothing to do with 'the young.' As someone who used to work with adults too, I would never expect to talk to an audience beyond 30 to 40 minutes and feel that anything useful was going in.

The only difference between adults and kids in this regard is that 'politeness' makes older people pretend to listen.

SingleSue

lynzpower wrote: »

Is this experience that does this, or a new modern youth, that is obsessed ( apparently) with bebo, twitterings and txt spk. Cant be bothered with writing full words, apparently society ( ie adults!) think this is OK, we collude with this, we buy the kids mobile phones at 7 so they dont get bullied etc, we decide instead of text books we are going to educate our children on touch screens or online in bite size chunks. Its OK for kids to zone out of lessons etc, not do homework. I heard on radio 4 the other day theaverage GCSE A grade is a mere 50%. Whne I was at school 50% would have been a major failure in my family! ( i dont know if this is true or not but it was someone from the NUT on radio 4)

Or is it that once you hit 30, youve been burned once by not reading the T&Cs and from her on in, you make sure you read everything twice over to make sure you dont get stung again?

My eldest son hates it when I correct his text speak or even worse, the text speak/spelling of his friends in their messages!

Yakubu22

StevieJ wrote: »

Anyone like Jonathan Creek? you can pick up the whole series for less than £18 on Amazon, at the moment (not including the one from Christmas) :beer:

http://www.amazon.co.uk/Jonathan-Creek-Complete-Christmas-Specials/dp/B0002ISG0G/ref=sr_1_1?ie=UTF8&s=dvd&qid=1252930223&sr=8-1

Not really. Personally i dont really like this kind of middle of the road nonesense...but thanks for looking out anyway :T

kabayiri

I don't think T&Cs are usually there to be read.
They are present to cover the provider's a**e, and to beat the customer over the head with.

It's a mystique thing....if I make stuff hard to understand, people naturally think it must be complicated; difficult; best left to 'the Professionals'. Legal types have been doing this for years.

In business, if you gain advantage over someone else, you stand to win. How is this any different?