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Which is better - 5yr fixed bond with Northern Rock or Skipton

Hi -

Which would give the best interest overall?

The 5yr fixed bond at Skipton for 5% [http://www.skipton.co.uk/savings_and_investments/bonds/fixed_rate_bond/disclaimeri.aspx]

Or

The 5yr fixed stepped bond at Northern Rock for 4.25% (yr 1), 4.50% (yr 2), 5% (yr 3), 5.50% (yr 4), and 6% (yr 5) [http://www.northernrock.co.uk/savings/fixed-rate-bonds/stepped-fixed-rate-bond_issue_6/]

Ta for any advice! SquareHome

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