Friday 11th September - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning on this lovely sunny Friday!!
Hooray for the end of the week and weekend arriving at last;)

Hello to all you regulars and welcome to any new posters:D
List for today for me:

• check banking
• daily scratchies
• walk to work
• packed lunches to work/school
• NSD hopefully
• chicken is defrosting for tonights dinner - chicken chow mein

That's about it - a quiet day for me!

Have a lovely day:T

Candy0107

Morning All

Thanks for starting the thread today Millie

Hello to everyone else who posts today. Hugs to those that need them. Didn’t get a chance to post yesterday so I need to read up on it today – Hope I didn’t miss any gossip!

Today I have/will:
• Checked online banking – payday so moved money to bill and DFW account
• Spend £3 on 2 lottery tix for tonight………just image £35 million!
• Done daily scratchcard
• Meals from storecupboards
• Enter comps online
• Have a LSD - might treat myself to a coffee at work
• While I am on the internet catch up on yesterday’s forum
• Job hunt in the local library (free papers) and on the internet (at lunchtime)
• Also I will leave work on time today – I havn’t been leaving work til 6 for most evenings for the past month or so!
• Put spare change in my coke bottle saving’s pot – I must have this filled by 2012.

Think that is about it…..have a great day everyone

Candy xxxx

bathgatebuyer

I'll be doing the washing tonight when I'm in from work using a free sachet of washing powder;
Will be sending a 'nudge nudge' letter to Sainsburys helpfully telling them my new phone number 'should they wish to contact me' and telling them that I 'look forward to receiving their settlement figure following the recent decision by the FOS within the 4 week timescale offered to them by the FOS' (Quite pleasant of me to stay in touch with them like that really!);
Have ordered a £10 HMV voucher from Valued Opinions (I'm fancying myself a Beatles t-shirt);
Going to Tesco in my lunch hour as they were selling individual Whiskas puches at 14 p instead of the usual 34p or thereabouts. Should save a few pounds or two.

katylittlelady

Morning all!

My nan and grandad had a lovely 60th wedding anniversary - Nan got her letter from the queen and their picture was shown on Meridian news.

Lurleene - Don't worry I'm not Katy Price! I have been getting into using twitter over the past few weeks to enter competitions (won three on their so far!) and follow Peter - yest he said tell us ur news so I told him and he replied wishing them Happy Anniversary!

Really looking forward to the weekend as further anniversary celebrations with all the family so heading to Kent. So few things to do today:

• [STRIKE]Daily scratchcards[/STRIKE] 35p
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Daily lotteries[/STRIKE]
• [STRIKE]Pack clothes for weekend[/STRIKE]
• Get disposable BBQs out from shed as using them on Sunday so Nan doesn't have to cook for everyone
• Take Videos to give to mum with us
• [STRIKE]Wrap up Nan and Grandad's Birthday presents to give to them as well[/STRIKE]
• Claim my free Krispy Kreme donuts for the month to take for weekend away for everyone to have.
• Write list for DH for things to remember (like the cake!) as he is picking me up from work at 6:30 and we are going atraight from there.
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner at Mum's when we get there[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• [STRIKE]Walk to post office to pick up a signed for letter and hope it is something good![/STRIKE] not going to have time so will do this on Monday!
• Hope work isn't too busy as Boat Show has opened today and will be busy until end of next week!
• [STRIKE]Do comps ending on Monday so I don't miss out on any whilst away![/STRIKE] Took ages!!

Think that's it for now! Prob won't be able to post now until Monday so have a fantastic weekend everyone x x x x x

blondy24

Morning All - what a lovely day it is outside today and it is better because I have the day off - yay!!

Today I am going to;

• [STRIKE]Post ebay item to buyer[/STRIKE]
• [STRIKE]Already hung one load of washing out on the line, going to put another load in the wm[/STRIKE]
• List some more items on ebay
• Mow the front lawn - will do this tomorrow now
• [STRIKE]Enter a competition[/STRIKE] - you never know
• [STRIKE]Take the dogs out for a walk this afternoon[/STRIKE] - free exercise
• Sort paperwork out that I have put off for ages
• [STRIKE]Buy boyfriend 30th birthday pressie.[/STRIKE] Bought him a paintball day out and a couple photoshoot session - hopefully he will like :rolleyes:
• [STRIKE]Wash the car instead of paying to have it washed[/STRIKE]
• [STRIKE]Paid only 1.49 for 40 photos when signing up with Boots as per Martin's weekly thread, saved me over 5 pounds yey [/STRIKE]:D

Have a nice Friday everyone

BusPass_2

drove economically to work (44 mile journey so well worth easing up on the speed)
home made
sandwiches for lunch
free tea and coffee at work
walk at lunchtime to window shop (free and makes me feel good on all the money I've not spent)
checked on line balances ( got some interest on an ISA today, yippee)
showered using hotel gel and shampoo from a previous holiday
no spend day
home made soup tonight
haven't bought a newspaper (work internet gives me all the news I need)
central heating off and won't be switched on tonight ( weather forecast is good)
nice little free snack later of plums a colleague has brought in from their garden
free swim tonight using a voucher downloaded from this lovely site

Batgirl

Hi all

I am currently playing BP
Going to in laws for dinner so free tea
Completed 1st half of mystery shop next half to be done tomo
Searched for cheap Ski wear.
Need to start a few items on ebay
Need to make a little poster for 2 tellys for sale
Can't go to work today as injured ( so thats £40 down the drain but planning on spending the day trying to think of more ways to make some extra pennies
Checked online banking and did all transfers.

Katy83

Morning everyone,

Today's DFW tasks & achievements:
...Breakfast at home to avoid Friday morning bacon butty ritual
...Homemade sandwiches for lunch
...Played with snowball calculator to work out how much I need to save extra every month to move my DFD to end-2012
...Look on old style board for homemade marinade ideas for BBQ tonight
...Go straight home after work and get bedsheets washed then dried outside in gorgeous weather
...And after that get to the gym and get a good sweat on

Happy Friday all!

Katy83

Batgirl wrote: »

Hi all

Searched for cheap Ski wear.

Batgirl,

Where are you searching for this? I am looking to buy a secent ski/snowbard coat this year and the cheapest I can find is well over £150..eek!

I live in Aberdeen and do a LOT of walking so I need a good warm coat!

andrina_nightshade

Hi all

Just a quick list today:

• free scratchcard (10p)
• daily clicks
• tidying
• do some batch cooking
• run errand for Gran
• work on personal statement

Have a good day all Hugs to those who need them x

Batgirl

Katy83 wrote: »

Batgirl,

Where are you searching for this? I am looking to buy a secent ski/snowbard coat this year and the cheapest I can find is well over £150..eek!

I live in Aberdeen and do a LOT of walking so I need a good warm coat!

Hiya

I started a thread last night on the holiday board and people have put loads on info on that so have a peek it might help. TkMax, matalan, Ebay and Aldi have all been suggested.