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alliance-leicester overdraft
daryldo
Posts: 12 Forumite
Hi
I am looking for some advice, or information from others experiences, I have a premier direct account with them. I pay £1071 every 4 weeks in to the account (my wage) I have had the account for over a year now. I have phoned and asked twice for a small overdraft and on both occasions I am met with an immediated NO almost as if they knew what I was going to ask, upon asking I am told I have a low internal score try again later.
Has anyone else been given a overdraft with them?
How can I improve my internal score? or what is the basis of it?
The only thing i can think off is that I dont have any DD coming from this account would this matter
Thanks
Jim
I am looking for some advice, or information from others experiences, I have a premier direct account with them. I pay £1071 every 4 weeks in to the account (my wage) I have had the account for over a year now. I have phoned and asked twice for a small overdraft and on both occasions I am met with an immediated NO almost as if they knew what I was going to ask, upon asking I am told I have a low internal score try again later.
Has anyone else been given a overdraft with them?
How can I improve my internal score? or what is the basis of it?
The only thing i can think off is that I dont have any DD coming from this account would this matter
Thanks
Jim
0
Comments
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They don't want to give me an overdraft either - no issues ever getting credit elsewhere so think it''s just them!0
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They never gave me one when I switched, whereas Halifax were able to give me a grand
Do you tend to keep much / any money in the account during the course of the month, daryldo...?0 -
they gave me the rubbish of they would only give overdrafts to home owners! I shot them down in flames with this one as my mum and dad have one with them and they live in a council house. They just feed you whatever rubbish they can think of to get you off the phone :rolleyes:*The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200
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BigAndy_79 wrote: »They never gave me one when I switched, whereas Halifax were able to give me a grand
Do you tend to keep much / any money in the account during the course of the month, daryldo...?
Not really, Could this be one possible reason why?0
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