📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Looking for a good deal on a mortgage

Comments

  • Ian_W
    Ian_W Posts: 3,778 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I don't have a mortgage with them but I do have a savings account and got a flyer with this flexible one which I thought was quite good,
    http://www.britannia.co.uk/mortgage/tracker/2_year_discount_remortgage_package/index.html
    It's very low fees [£99], free legals/valuation, no tie in, no HLC, daily interest etc.

    They and Yorkshire BS don't do mortgages through brokers and, as a result, don't seem to always come up on the comparison sites quite as they should. Always worth trying both IMO.
  • Thanks Ian - any more comments?
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    On the face of it, like ian says, it seems fairly competetive.

    The main thing that stood out was the fees are non refundable and unable to be added to the loan so get a decision in principal (if you can) before shelling out any cash.

    I would always recommend seeking WOM mortgage advice (fee free) to compare see what they can do. If you find the britannia more competetive then at least you know that you have got the best deal.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks. Will contact London & Country I think.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.