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Whats your overdraft limit? and how much do you credit your account with?

13

Comments

  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    £1600 virtually unused facility.

    Credited with £1650-£4k pm.
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Natwest

    £501 (unused facility) I think its due to expire the end of this month.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Alliance and Leicester Current - £0 because the so and so's mucked up my credit file and refuse to put it right :mad:

    Credited with anything between £850 to £1200 every month. ;)
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • BigAndy_79
    BigAndy_79 Posts: 569 Forumite
    bendix wrote: »
    I have no overdraft. I don't want to use other people's money thanks. I prefer to spend less than I earn. It's the grown up way.

    Lol, okay then !

    On average, about £1250 or so credit per month. £0 overdraft.

    That is with A&L.
  • martinsgiftstogo
    martinsgiftstogo Posts: 89 Forumite
    bendix wrote: »
    No, but close. It's the well-trodden path to perpetual irresponsibility.

    Really?...according to Duncan Bannatyne...he used debt (including overdrafts)to help finance and expand his businesses, which are worth over £300,000,000.

    I might take up his advice and choose irresponsibility as my new career path:rotfl:
    January 1st 2013 starting weight 123 kg
    August 1st 2013 weight 110kg
    Total weight loss 13kg
    Goal weight 100kg by December 31st 2013
  • Se1Lad
    Se1Lad Posts: 344 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    14,500 limit overdraft (never used past the 500 interest free limit!)
    £3000-£4000 per mth
    RBS Private
  • just_about
    just_about Posts: 241 Forumite
    Lloyds Tsb Premier account

    O/D limit 8.2K
    Credit with approx 3K every month

    Shabbey O/D limit 0.00
    Credit with approx 1.2K every month
  • dougz_2
    dougz_2 Posts: 523 Forumite
    Part of the Furniture Combo Breaker
    Halifax online offers me £3300 OD which I have not used. All I do with the account is flash £1k/m through to get the £5 reward. Not tried asking for an OD anywhere else.
  • piglet39
    piglet39 Posts: 301 Forumite
    Natwest £1500 OD
    Credit £2800
    This month max £450 will be used (slow improvement from being right at the top of it 4 months ago). Hopefuly not used at all from next month - my goal :j

    Piglet
    LBM Nov 07
    Challenges: A Payment A Day Challenge 2012 Joined 08.03.12
    PADding Total:March £57.65 April £10.10
    DFWNerd - 1041-Proud to be dealing with my debts!
    Pesky CC March 2012 £2916.73:eek:
    Debt@March 2012 (inc OD) £5615 DFD self imposed target Feb 2014
  • bendix
    bendix Posts: 5,499 Forumite
    martinsgiftstogo wrote: »
    Really?...according to Duncan Bannatyne...he used debt (including overdrafts)to help finance and expand his businesses, which are worth over £300,000,000.

    I might take up his advice and choose irresponsibility as my new career path:rotfl:


    Read my post again. I said personal overdrafts. Business overdrafts are an entirely different proposition, and I can see their value.

    Personal overdrafts are no more than a bail-out option for poor personal financial mismanagement.
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