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yorkshire bank aarrgghh
meloto
Posts: 5 Forumite
Just a quick question I was recently made to go over drawn because my mobile phone bill which usually comes out of my bank on the 26th of each month was taken out on 25th, the day before my wages went in.I was then charged £25.00 for being over drawn and as I have an overdraft I will be charged £25.00 for the month for being over my limit.
I thought that the agreed fee was brought down to £12.00 even though this is not fare it is smaller than £25.00.I have taken a cut of 31% of my wages and had my tax credit stopped and loosing £50.00 is making it tight to live what should I do.
I have received other charges in past but because my credit rating isnt good I dont really want to have to go through the embaressment of being turned down for a bank account if I challenge yorkshire bank.
I also have a credit card and loan with my bank and just know that they could be funny and take my wages to pay these and leave me with no money to live.
I am facing redundancy as my job is going to India (hhhmmm) and wonder if I should just throw in the towel and take what they throw at me without the hassle. Any advice would be a god send as I am at my wits end and feel that I will be over my limit again this month as my wages just cover my living and debts
thanks in advance
mel
I thought that the agreed fee was brought down to £12.00 even though this is not fare it is smaller than £25.00.I have taken a cut of 31% of my wages and had my tax credit stopped and loosing £50.00 is making it tight to live what should I do.
I have received other charges in past but because my credit rating isnt good I dont really want to have to go through the embaressment of being turned down for a bank account if I challenge yorkshire bank.
I also have a credit card and loan with my bank and just know that they could be funny and take my wages to pay these and leave me with no money to live.
I am facing redundancy as my job is going to India (hhhmmm) and wonder if I should just throw in the towel and take what they throw at me without the hassle. Any advice would be a god send as I am at my wits end and feel that I will be over my limit again this month as my wages just cover my living and debts
thanks in advance
mel
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