Wed 9th Sept - what small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning all:j
No work for me today, so dropping DD2 at school then going to Tesco to do my shopping while it's lovely and quiet!
Very tired though - I could have stayed in bed:o

Hi to all you regulars and welcome to any new posters:D

Here's my list:

• check banking
• daily scratchies
• Tesco with list
• post bro in law's bday cards
• washing on now - will go on the line
• go to council office and tell them about my TCs going up, wages going down and forthcoming student loan money

Rachelmk - glad to hear you're loving the course so far, how exciting it all is:p
Have a great day all!

Candy0107

Morning All

Yay! it's Wednesday :j

Thanks for starting the thread today Millie

Hello to everyone else who posts today. Hugs to those that need them

Today I have/will:
• Checked online banking
• Done daily scratchcard
• Meals from storecupboards
• When I get home from work do dinner for tomorrow (home-made beef & mushroom pie tonight) :money:
• Enter comps online
• Have a NSD - I must start logging my NSD’s as they are part of the 101 challenge thingamy
• Pass the contact details of the dressmaking course I am going on to someone at work so they can see if there are any vacancies
• While I am on the internet catch up on yesterday’s forum

Think that is about it…..have a great day everyone

Candy xxxx

bathgatebuyer

I'll be taking my lunch into work today, writing to Sainsburys to gently tell them that I know the FOS have found in my favour as far as my PPI mis-sale complaint and advise them of my contact details and that I 'look forward to hearing from them'.

Louisep

Morning everyone

Been busy for the last few days, but hope to get back on track today.

Today I need to:
- Contact all the banks re change of address
- NSD (3rd in a row if I do!)
- Look into post redirection
- Get casserole in for tomorrow night
- Daily clicks

Have a great day!

mrsbee

Hi

Hope it's ok to start posting in this thread again as I've fallen back into my old ways of ignoring the small stuff and, you guessed it, my debts have started creeping up again.

I got loads of inspiration from everyone here before, so here goes..

have a NSD (my son starts high school today so I'm likely to be staying in worrying anyway)
sort out menus and a shopping list for next week
find a box to start my christmas hamper box
fill in some comp entries
search mse for daily scratchcards thread

savingforarainyday

Afternoon Everyone.

Was out bright and early to see a client.
So I will now
Check my online Banking
Have a NSD
Washing on quick wash
Washing on line
Put yesterdays washing away
Do some work filing etc.
Make ds some cakes,
Dinner from store cupboard, something and chips for ds and dh
I have some free pears, windfalls from pathway where I walk. It is a shame because a lot of them had gone rotten, but I have a few good ones:D

I am starving so it is omlette and salad for me with cheap eggs

Have a wonderful wednesday:j

Katy83

Have just managed to achieve my third(!) no spend day of the week by using up the last of my homemade soup from the freezer with the stale-ish end of the bread. Wasn't brilliant but when dipped in soup didn't taste too bad. Now if I can make my petrol last till Friday I might manage a no spend work week - yipee!!

Hope you all have a good day!

catmiaow

Hi all,

I have done today:

My work out on my DVD
Shower rather than have a bath
walk to the shops ( didn't buy anything)
check online banking
collection prescription(had to pay for that )

Avogirly

Hello! I havent posted here for a week or so and have been a bit rubbish really!!!

Today I will do/have done the following: -
Checked banking and updated spreadsheet
Piggy and scratchy
Stay within budget on night out tonight

That's my lot. Uber busy today so havent got time to do anymore.

TTFN. xxx

ZarZar1990

Set up an 'incentive saver' with Lloyds TSB to start my 'virtual sealed pot' challenge, £6.76 in there so far, the money in this will either be used for Christmas present purchasing or to pay off a bulk sum of my loan, depending on how much I save and by when, and how addicted I get to seeing the numbers in that account go up .

Also added a few more silver coins to my 'sealed pot' which is nearly full, its quite a large tin. This is either going to be used for holiday money or Christmas money.


3rd NSD :A

Zoology_Dragon

I have quite a good one. My mobile contract was up for renewal and I found that I could go to £10 per month (currently £15) and get a new phone. I then discovered that I can get the same deal through Quidco AND get £90 cashback! It means I have to change my number but who cares? So that's another £5 per month to go off my credit card and £90 cashback, which I will also put towards the credit card.

I've also had Vodafone on the phone, very confused as they can't understand what I've done or how I've done it, lol!