what should i do with empty accounts?

Mildred1978_2

CannyJock wrote: »

Get another MBNA card and transfer the limit across. If you want a repeat on Virgin, start spending on it and clearing each month - needs some activity to grease the promotional wheels.

Egg Money's a keeper - cashback and mule.

Tesco isn't part of RBS any more, but they do work on the same systems. You can always try for an RBS backed card. My Tesco 0% purchase card is kept maxed out, think I'll be cancelling once promotion ends, not heard of any repeats on it.

Santander Zero is another one, but open a current account first for the 0% BT fee and be prepared for the application process from hell.

Barclaycard I've never had any luck with on repeats, but others have recently reported decent results I seem to remember.

No HBOS cards in your deck?

thanks. going to steer clear of santander - only just cleaned up my old current accounts so don't want any more!

i'll look at HBOS, but i think i need to get rid of at least one other card to keep to the limits of my annual salary.

thanks for the ideas

Mildred1978_2

CannyJock wrote: »

Get another MBNA card and transfer the limit across.

applied but rejected can't apply again for 6 months.

CannyJock wrote: »

If you want a repeat on Virgin, start spending on it and clearing each month - needs some activity to grease the promotional wheels.

good thinking - might keep it a little while longer.

CannyJock wrote: »

Egg Money's a keeper - cashback and mule.

agreed :beer:

CannyJock wrote: »

Tesco isn't part of RBS any more, but they do work on the same systems. You can always try for an RBS backed card. My Tesco 0% purchase card is kept maxed out, think I'll be cancelling once promotion ends, not heard of any repeats on it.

i'll cancel that when i've paid it off next month.

CannyJock wrote: »

Santander Zero is another one, but open a current account first for the 0% BT fee and be prepared for the application process from hell.

steering clear of santander for now.

CannyJock wrote: »

Barclaycard I've never had any luck with on repeats, but others have recently reported decent results I seem to remember.

not sure what to do with that one.

CannyJock wrote: »

No HBOS cards in your deck?

applied yesterday and got a provisional limit of £4,400. 0% for 13 months (3% fee).