'Deficit Banking'...can someone please explain!

student09

Hi

I need help understanding the principles of 'deficit banking'. I recently read the article on student finance but I was confussed when the article said

"When your overdraft limit drops, move the necessary cash back to your current account"- MoneySavingExpert.com

What does it mean by

1) Move the necessary cash back?

2) to your current account?

Clearly i'm still a novice,

Regards

Student09

Lokolo

Can you provide the link to where it says this?

LittleMissAspie

I would presume it means that if you have a student current account with an £800 overdraft limit, that you take the £800 and put it into a savings account to make interest on it. When your overdraft limit drops (after you graduate) to say, £400, you would take £400 from your savings and put it back into the current account.