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halifax.
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Unfortunately they are likely to respond with one of only two answers:Martinslovechild wrote: »I would be grateful if you could explain to me the factors contributing to my rejection as I am keen to explore these.
1) as a result of a credit search. The Credit Reference Agencies we use are...
2) it's not as a result of a credit search. Unfortunately, we cannot disclose the specific reason.
They don't have to tell you about their internal scoring criteria, as it's business confidential.
It is worth contacting them though, because then at least a human will evaluate you personally, rather than a computer just looking at your data.You've never seen me, but I've been here all along - watching and learning...:cool:0
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