Monday 7th Sept - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning all!
Wet and dark here this morning - it definitely feels like Autumn is here:rolleyes:
Have checked banking and a surprise £160 has gone in from tax credits I usually get money on a Thurs so goodness knows what that's about;)

Rachelmk - good luck with your first day at Uni today:p

List for today:

• daily scratchies - 10p and 25p
• check banking - done
• post ebay parcels
• few bits of shopping in tesco
• meal from plan - chicken curry, meat out of freezer
• packed lunches all round

Have a fab day everyone:T

mogchops

Morning Milly, thanks for starting the thread!

Dark & grey & damp here too, wanna go back to bed!

DD all better so everyone back to school and work today. :j

Today:

- Check online banking :eek::eek:
- Quidco clicks
- Collect rest of DDs medicine from chemist
- Remember to take DDs medicine to school
- Chicken casserole in slow cooker
- ironing (yes I know its illegal but it doesnt do itself :rolleyes::mad:
- Sparkle!!!! I must sparkle!!!!

Have a great day everyone xxx

Candy0107

Morning All

Thanks for starting the thread today Millie

Rachel – good luck today
Mogchops – glad your daughter is better


Hello to everyone else who posts today. Hugs to those that need them

Today I have/will:
• Checked online banking
• Meals from storecupboards
• Enter comps online
• Have a NSD
• While I am on the internet catch up on yesterday’s forum
• Job hunt in the local library (free papers) and on the internet (at lunchtime)
• Get my timesheet signed and sent off so I get paid on Friday

Think that is about it…..have a great day everyone

Candy xxxx

Pippilongstocking

Morning all

Milly thanks for the thread MC - phew glad DD is better, Rachel a big goodluck for today and waves to Candy.

MC sorry for making ironing illegal - I think its the wind up here - blows the creases out of the clothes, or that you are so covered up in layers to protect yourself from the weather you look crumpled anyway

Today
[STRIKE]Check banks[/STRIKE]
[STRIKE]PAD to evil edna[/STRIKE] now under 800 £780
Must sort out grey hair using a home kit - babyt naming at the weekend and will attempt to look presentable
Check ebay and quidco to see if tickets tracked
Receipt to boots to put points on
Same for tescos
Book ferry
Started to tidy room, so now need to finish room -slow and steady wins the race
Left over roast beef for a stir fry dinner
Take some HM soup for lunch
DO a HC later on as its very blowy here but sunny
Catch up on a bit of 'family' paperwork here
Pick up passport forms from post office to renew passports for kiddies
Walk dogs in field and do some field work
Arrange to go to Shetland this week if I can

Waves to all - bit sleepy rubbish nights sleep - going to a lecture on Darwin today all good

savingforarainyday

Morning everyone:D

Can't believe its Monday already.

Rachel good luck with uni. Faye enjoy Darwin lecture.

Well I gave myself last week off because DD was here, but I must get back to it this week.

So today I will check my online banking
Fill in forms for ds annual review for meeting at end of week.
Finish off clients tax return
Sort files for problem client:rolleyes: This will go on for some time
Chase payment from old client, see me taking this further coz he wont even speak to me.:mad:
Washing out online
Tidy bedrooms
Prep for mystery shop tomorrow
Drop ds at friends in Newark, go and have hair done pick him up later, he is going to a photography thing and I double booked with having hair done. So dh comes home at 4.45 we are straight into car to Newark throw son out of car other end, back to Lincoln to have trim and roots etc then back into car to Newark and pick ds up will probably be home about 10.30. Its like some sitcom:rotfl:
So I will need a coffee to get myself going

Pippilongstocking

Add to list - FIND RBS BANK CARD - not seen it for some time now - ie last week - no activity on the account am pretty sure I have put it somewhere 'safe'

LOL

Savingforarainyday - sitcom - tee hee our family life feels like this too

crawley_girl

Morning guys



Today I:

• [STRIKE]will go feed the guinea pigs again[/STRIKE]
• [STRIKE]will go to the cinema and use my monthly card[/STRIKE]
• [STRIKE]will not buy any sweets etc at the cinema!!![/STRIKE]
• [STRIKE]need to pay a cheque into my account[/STRIKE]
• [STRIKE]pop into work with my timesheet... or else I don't get
• paid[/STRIKE]
• [STRIKE]make sure that the big boss authorizes the extra hours I worked yesterday and doesn't give me toil! Grrrrrrr![/STRIKE]
• need to gather up the info needed to sign up with agency on thursday morning

:heartpuls CG :heartpuls

Gymgenius

Today I parked in the disused B&Q carpark a little out of town (for free) and walked into town, instead of driving further to the town centre and paying good money to park!

fruitycar

cleaned under the cooker and found 71p :j

Yargo1

Hi All,

Blinkin Freezing cold here in N'ton !

Have checked online banking, and resisted lots of nice expensive food at lunch and just had plain sarnie..

Going gym after work to do a class....to make use of membership fee!

Hope everyone has a good day

debt_free_me

Hi everyone

Haven't been on for a while again, been so busy.

My list (for the week)
Check online banking and move money around
Update sig
Free scratches - 10p today
Drive economically
Use up food in fridge and freezer and put things together before buying more stuff
Lunch into work
Return dress I bought - very annoyed as it was £4.99 to deliver and now its another £1 to return!
Find some savings account details for tax return
Ring dry cleaners
Update and blog on 101
Look for and hopefully pick up mystery shops
Sort out camera for hen party on Sat
Compare car insurances
Anything else I can think of

Well done Fruitycar on the 71p, maybe I will look under my cooker! lol