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life insurance which one

My partner needs to take out a life insurance and we went on the QT site and the cheapest was Synergy with critical illness at £70 they increased to about £165 why is Synergy so much cheaper and are they just as good please help.:confused:

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  • dunstonh
    dunstonh Posts: 117,923 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    why is Synergy so much cheaper and are they just as good please help.
    Its not cheaper. You are not comparing like for like. Its a yearly renewable term assurance (or yearly renewable decreasing term assurance depending on what version you are after). You are probably comparing it against level term assurances (guaranteed or reviewable).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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