Buying property with civil partner - documenting ownership split

needahome_2

PasturesNew wrote: »

I think the other 'arf is a same sex. They're not often imported ... are they?
Probably some hot Aussie surfer.... I'd import one of those.

I'd have a hot aussie surfer aswell, unfortunately the ones in the catalouges are always orientals.

A mate of mine who is lonely, mid 40's, plenty of cash (from BTL's), has just been over to the phillipines for some "shopping", he's managed to fix himself up with some young lad (legal age of course, but not far off it though!) who he is waiting to get shipped over when the visa comes through.

Millburn_farm

Hiya Richard

just an idea, one my other half and I discussed to sort our mortgage needs a while ago (we don't need the mortgage now )

Could you not set up a new account; requiring both signatures for any withdrawls, both pay in agreed amounts, and from this account pay the mortgage and bills, all by DD, this then becomes totally traceable and well documented, if you ever need it.

Personally I think that if more people discussed how a break-up would affect them and take measures to minimise the chance to inflict spitful damage on each other when you are in-love, more relationships might survive

toby3000

PasturesNew wrote: »

I think the other 'arf is a same sex. They're not often imported ... are they?
Probably some hot Aussie surfer.... I'd import one of those.

It happenes all the time.

I don't think any agreements like this would be legally enforcable once you're married. I thought they tended towards a 50/50 split, since it's pretty difficult to un-entangle these things after a split

needahome_2

toby3000 wrote: »

It happenes all the time.

I don't think any agreements like this would be legally enforcable once you're married. I thought they tended towards a 50/50 split, since it's pretty difficult to un-entangle these things after a split

spot on, any agreements before or during a civil partnership count for nothing, as a civil partnership is treated the same as marriage when it comes to dissolution, (dissolution is the equivalent of divorce for a CP).

The OP seems to be treating the carve up of the financial assets if the civil partnership ends as being down to who puts what into the relationship in purely finacial terms, regardless of anything else. e.g. the OH could works part time but puts does all the work maintaining the home.

It's the OP attitude to his relationship with his partner, which makes me think that he treats the other half as a "commodity"

needahome_2

Millburn_farm wrote: »

Hiya Richard

just an idea, one my other half and I discussed to sort our mortgage needs a while ago (we don't need the mortgage now )

Could you not set up a new account; requiring both signatures for any withdrawls, both pay in agreed amounts, and from this account pay the mortgage and bills, all by DD, this then becomes totally traceable and well documented, if you ever need it.

Personally I think that if more people discussed how a break-up would affect them and take measures to minimise the chance to inflict spitful damage on each other when you are in-love, more relationships might survive

This would have worked if they wern't in a civil partnership, but wont as they are. I'm guessing the civil partnership was needed for him to get his OH into the country.

Running_Horse

needahome wrote: »

It's the OP attitude to his relationship with his partner, which makes me think that he treats the other half as a "commodity"

Think back a generation or two when the man fought to keep his house and pension rights at the expense of the woman, who often gave up a career to bring up their children.

I'm glad gays can now marry, but marriage is more than a lovely ceremony and regular sex. It is, or should be, a lifetime commitment and genuine partnership through good times and bad. I wish the OP every happiness, but doubt my own marriage would be so wonderful if I kept reminding my wife of our differing financial situations when we met.

Take a chance and spend your time planning the ceremony, not the divorce.

Millburn_farm

Running_Horse wrote: »

but doubt my own marriage would be so wonderful if I kept reminding my wife of our differing financial situations when we met.

My partner (of 12 yrs) and I work, I'm his 3rd, he's my 2nd; and the longest for both of us, and one of the reasons that we work is because we are totally financially independant of each other.

We have always discussed openly how we would split; that in part is because of his situation, a partner in the family farm, and I have kept my property; we have both been ripped off in the past, and both needed not to allow it to happen again, so we both know every day that we really do want to be a couple; our abilty to spilt up in 8weeks (eviction time for my teneant) means we are sure we both want to be here; it's a great feeling

Running_Horse

I have lost count of the number of women who have settled for less than they deserved for the sake of a peaceful life. Happens all the time. But making and splitting a marriage should not be an easy option (in my opinion).

Millburn_farm

Please don't presume that I am settling for less; that isn't me, we have the money all discussed because we have both been ripped off in the past.

the discussions began because he came with children; 2 fulltime boys; we needed to never for some petty reason to destabilise the boys, their mother could do that all on her own. And as a child of divorced parents in the 60's, I did not need to do what my parents did to me

This is MY choice; I'm the one who needs the ability to run (a result of many things, but it was MY need that drove the initial discussions); I'm the one in control of my abilty to leave or stay; I don't do 2nd chances, I don't take 2nd best. and I'm no-ones' little woman; and neither of us do big arguements well.

We realised later that as a man left twice because his wives couldn't cope with the farm, this works for him too, we know every day that this is who/where we want to be


the money/prpoerty bit is the side show when things go wrong, if that is sorted you can concentrate on the real reason for the split.

We sat down and sorted lots of the rules we live by, worked out from our pasts the things that set us off; and doubled checked that the other knew what they are

Financially, the farm is sorted, I would struggle to claim anything, and his personal accounts :rotfl: Farmers have assessts when they are dead and my assests are safe from him; I would need them if we ever split

Oh and the boys; now young men; with a mother who swaps homes and men regularly, still see us as the invincible; even long lost daughters see us that way.

Our lives are peaceful because we are with the right person, and we sit honestly and talk,

belisha-beacon

A lot of the posters seem to be being quite presumptuous - possibly correctly, but possibly not. I didn't read this as a rich poster wanting to hold onto his money, but as the partner of someone whose poor credit score would not allow him to formally buy into the house. I thought that the intention of the question was to see how his partner's contribution towards the house can be fairly recognised.

If he wants to keep hold of all of his own money then the best (but not at all guaranteed) way would be to ignore the issue altogether and just get his own name on the deeds, then let his partner fight it out in future to try and prove any claim to the house. By asking how their contributions can be recognised, he's ensuring a way for the other partner to prove his claim on the house.