Multiple Student Accounts

martinkorner

rh41 wrote: »

I did this when i was a student. Its just not worth the hassle.
Concentrate on studying, having fun and saving money.

Course its a moral issue.. right and wrong..?

It does sound like a but of a hassle - so fair enough then.

@anyone with moral issues
I wasn't asking should I be 'naughty' or not I was more asking is it 'naughty' in the first place. But you've made you opinion pretty clear on that one.

Education education and gits!

... !!!!!!?

withnell

You could (a couple of years back) hold both Natwest and Smile student accounts without breaking any T&Cs - It's not worth risking breaking either account conditions, but if you look around there are some combinations that may be beneficial

jonesMUFCforever

withnell wrote: »

You could (a couple of years back) hold both Natwest and Smile student accounts without breaking any T&Cs - It's not worth risking breaking either account conditions, but if you look around there are some combinations that may be beneficial

A couple of years ago one bank could not see your credit files with another bank - they can now.

stclair

Im suprised banks/CRAs havent changed there policies on the way student bank accounts are recorded with the CRAs to prevent Multiple applications.

withnell

jonesMUFCforever wrote: »

A couple of years ago one bank could not see your credit files with another bank - they can now.

When I say a couple I mean 2 - I'm sure they could!

Natwest required funding of a grant cheque. Smile required funding of £100 - and neither at the time said it had to be your only student account. If you can do it within the T&Cs why does it matter who can see your credit file - I also had a CC with a 7k limit while at university!