Can you reclaim twice?

happymummy

I successfully reclaimed charges from the halifax, think it was about 4 years ago.
I still get charges, its becoming a viscious circle for me and I've not been managing to keep up with my utility direct debits.
I'm a single mum of 3, I only work part time 20 hours a week so things are tight for me as it is.

Could I start the proceedings again?

TIA

claire0788

I dont see why not, the charges are just as unfair as your last claim.

amersall

yes i would go for it, does anyone know if the banks lose in october after the court ruling will we still have to put claims in or do you think they will reimburse all customers that have been charged ? it would be nice if they just paid up, well i can dream cant i

happymummy

Thanks
Its all different now tho is it? I dont know if I qualify as being in hardship, even tho I am in hardship!! lol

natweststaffmember

amersall wrote: »

yes i would go for it, does anyone know if the banks lose in october after the court ruling will we still have to put claims in or do you think they will reimburse all customers that have been charged ? it would be nice if they just paid up, well i can dream cant i

If the Supreme Court(I think I called it the Constitutional court in another post) decides in favour of the OFT we move onto part 2 of the test case which is specifically about which terms are unfair. The OFT could get an injunction against the charges at that point.