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BigMumma please can you put me down for 8 NSDs and so far I've completed 1.0
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oh dear!! Still only 1!
Realised this morning that i've got an optician's appointment this afternoon and it will cost £20. So i then went out to lunch at the pub when invited!! oops! Naughty!
now i've got 3 days to make up somewhere! i could well have been to over ambitious with going for 15!!DMP Mutual Support Thread Member No 261Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)NSD:Nov 12/12:jDec 9/10 Jan 5/10Slowly but surely:coffee:0 -
It's only early but I'm declaring today as my 2nd NSD as I've got no money to spend. Payday tomorrow :jInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
No money either for me today so NSD no.3.Still too much debt0
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HI can i join-going on holiday in 2 weeks but would like to try 40
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Hi BMF, Could you put me down for 5 please.0
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woo hoo managed my fist NSD today!!!0
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My second NSD this month.0
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Oh why does Life have to get in the way of :money: time :rolleyes: D'ya fink--if I'm reeeeely good--:xmassmile will bring me my very own poota so I don't have to share wiv da kidz?
Just wanted to say folks, that the definition of a Spend or No-Spend is entirely your own decision. If you wish to class essential spends like dinner money or petrol to get to work as No-Spend, that is up to you. If you want to count flea powder for your pet cockroache as a Spend--that's fine tooYour world; your rules; your conscience.
If you fancy some links to helping spread the cost of crimbo [& any other celebration], give me a shout cuz there is an absolute shed-load of ideas on here just waiting for the reading.
Good Luck with September :T
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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woo hoo, first NSD of the month, I love Fridays!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0
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