We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Saving in September? Try our NSD Challenge!

Options
1111214161747

Comments

  • BigMumma please can you put me down for 8 NSDs and so far I've completed 1.
  • Daffykjs
    Daffykjs Posts: 413 Forumite
    oh dear!! Still only 1!

    Realised this morning that i've got an optician's appointment this afternoon and it will cost £20. So i then went out to lunch at the pub when invited!! oops! Naughty!

    now i've got 3 days to make up somewhere! i could well have been to over ambitious with going for 15!! ;)
    DMP Mutual Support Thread Member No 261
    Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98
    DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)
    NSD:Nov 12/12:jDec 9/10 Jan 5/10
    Slowly but surely
    :coffee:
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's only early but I'm declaring today as my 2nd NSD as I've got no money to spend. Payday tomorrow :j
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • No money either for me today so NSD no.3.
    Still too much debt :(
  • HI can i join-going on holiday in 2 weeks but would like to try 4
  • Hi BMF, Could you put me down for 5 please.
  • lola34
    lola34 Posts: 1,205 Forumite
    woo hoo managed my fist NSD today!!!
  • My second NSD this month.
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Oh why does Life have to get in the way of :money: time :rolleyes: D'ya fink--if I'm reeeeely good--:xmassmile will bring me my very own poota so I don't have to share wiv da kidz?

    Just wanted to say folks, that the definition of a Spend or No-Spend is entirely your own decision. If you wish to class essential spends like dinner money or petrol to get to work as No-Spend, that is up to you. If you want to count flea powder for your pet cockroache as a Spend--that's fine too :D Your world; your rules; your conscience.

    If you fancy some links to helping spread the cost of crimbo [& any other celebration], give me a shout cuz there is an absolute shed-load of ideas on here just waiting for the reading.

    Good Luck with September :T
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • woo hoo, first NSD of the month, I love Fridays!
    I do not make mistakes, I learn lessons.
    I work to live, not live to work.
    I love to live & live to love.
    Good enough is exactly that.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.