Annoyed and Irritated by Littlewoods

notatadignum

Hi everyone, I'm new and was looking for some advice.

OK

So, just how irritating are littlewoods

I made some stupid mistakes a couple of years ago and got myself into some debt with Littlewoods (down to £1770 now). I made an agreement with them to pay £53 a month every month (more than I really wanted to pay but it got them off my back)
So, I've paid it religiously every month on my pay day. This month, my statement arrived with two late payment charges (£24 in total). I've asked why this happened, and got "Well, we bill you every 28 days, so your payment day changes..." So now they're adding money back on to my agreement, and they want £77 a week before I get paid. Due to other things, I won't have the money to pay that either!

Any suggestions for what to do next?

Firefox1975

So they've changed your payment from £53 to £77 EVERY MONTH?!? just because you owe an extra £24?

Are you sure this isn't just a one off increase? to settle the extra due?

What interest rate are you paying? and what did the T&C's of teh initial agreement say in regards to billing you once every 28 days? rather than you just paying £53 on , say, the 1st of every month?

notatadignum

From what i understand, the £77 is just to cover the late payment and next months £53. As I said though, I won't have that money on the twelfth (i have £70 to my name now until I get paid), so when I pay it late, they'll charge me for another late payment won't they, and I'll be back into the old cycle of getting charged...

isplumm

notatadignum wrote: »

Hi everyone, I'm new and was looking for some advice.

OK

So, just how irritating are littlewoods

I made some stupid mistakes a couple of years ago and got myself into some debt with Littlewoods (down to £1770 now). I made an agreement with them to pay £53 a month every month (more than I really wanted to pay but it got them off my back)
So, I've paid it religiously every month on my pay day. This month, my statement arrived with two late payment charges (£24 in total). I've asked why this happened, and got "Well, we bill you every 28 days, so your payment day changes..." So now they're adding money back on to my agreement, and they want £77 a week before I get paid. Due to other things, I won't have the money to pay that either!

Any suggestions for what to do next?

So how long have you been paying the £53 & what does your agreement say with them?

I would call CAB

Mark