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Claiming 2wice?

Hi everyone:hello:

I am with first direct (hsbc bank) and I managed to claim back most of my bank charges in 2007. When I agreed the sum and accepted I had to sign a form stating that this was full and final settlement.

Anyway I have since had further bank charges more than likely totalling about £400/500. Would I be able to open a new case for the charges I have built up since the first charges were refunded to me.

I know I should have been more money managed with my account but all it seems to take is one month of charges for going over by about 20p then the following month its fifty because I dont have the funds to pay the origional charge if that makes sense.

TIA

Comments

  • Orford
    Orford Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Would I be able to open a new case for the charges I have built up since the first charges were refunded to me.
    Yes. The F&F you signed was foor charges up to that point
  • Orford wrote: »
    Yes. The F&F you signed was foor charges up to that point


    Ok so I have just added up my charges since Aug 07 and I am ashamed to admit that they come to the grand total of £600.

    If I start the process again will it go on hold or are banks now looking at them again?
  • Orford
    Orford Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If I start the process again will it go on hold
    Yes, but don 't let that stop you.
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