Quick Q ref Bank Account

KayJ066

Aaah, best get myself on the electoral roll then, thanks Phil!
Also, when i get AD (which will be Nov) does that mean i can then get small amounts of credit?

philnicandamy

KayJ066 wrote: »

Aaah, best get myself on the electoral roll then, thanks Phil!
Also, when i get AD (which will be Nov) does that mean i can then get small amounts of credit?

Try cleaning up your credit files a month or so after discharge
http://forums.moneysavingexpert.com/showthread.html?t=677875

who knows? you "might be" lucky & manage a small ammount then again while the BR sits on file for 6yrs it'll be difficult....BUT things like mobile phones etc every little will help improve things

KayJ066

I'am going to try and get a mobile phone, do i have to wait until Nov? Who is the best network provider to try?

dalip

philnicandamy wrote: »

Just a thought......were they definatley checking for a cashminder account? when she said its not the bankruptcy thats stopping....have you looked at your credit files to see if things are as they should be..no fraud markers ID theft etc? are you on the electoral role? seems strange they refused you..

Was just about to ask that same thing phil. Great minds:rotfl:

philnicandamy

You'll probably struggle to be honest with a contract as such....a fair few people have managed to get a "rolling" 30 day contract without handset (use your own etc) with t-mobile and Three UK some even lucky enough after a few months of good marks have been upgraded to a grown up contract

I'd do the cleanup suggested after your discharge....not much point now in trying to apply for a mobile most companies will be happier to see a discharge letter first after BR

KayJ066

Thanks Phil & Dalip, yes i definetly said it was for a cashminder account, i think im going to order my credit check and see whats on there

philnicandamy

Not a betting man usually......BUT i'll say its because your not on the electoral role yet!