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Tuesday 25th August - What small DFW things have you done today?!

Candy0107
Candy0107 Posts: 1,645 Forumite
Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
edited 25 August 2009 at 7:35AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :j :money:


Morning All,

Hello to everyone who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking
• Meals from storecupboards
• Do the usual checks for jobs etc
• Have an NSD - I am off for a fasting blood test before work so I might treat myself to a coffee at work to replace blood etc
• Enter comps online
• When I am home read up on yesterday’s forum
• Meeting a friend later at the gym
• Meals from storecupboards

Think that is about it – take care everyone

Candy xxxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
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Comments

  • Morning!!

    Today I will

    Check online banking
    Shopping only buying items on list
    Organise next lot of client work
    Check Items on ebay.
    Sort stuff in loft for car boot.
    Look for Blackberry and apple jam recipe.
    Make wish list for allotment
    Clean some of the house

    That should keep my busy for a while

    Have a good day
    My finances are work in progress.
    Normal veiwing will resume shortly
  • Emily926
    Emily926 Posts: 184 Forumite
    edited 25 August 2009 at 9:49PM
    Good morning everyone!

    I'm going on holiday tomorrow so very excited today! Here is my list for today.
    • Check online banks
    • Print holiday itineray DONE
    • 2 loads of washing and line dry DONE
    • NSD - will try mum may be coming for dinner. NOPE - MUM CAME OVER!
    • tidy, clean house getting there! DONE!
    • empty fridge DONE
    • iron work stuff for after holiday
    • Charge all electricals before holiday DONE
    • Pack!!!! DONE
    I thinks thats it!
    :heart:DD born 14/12/11 :heart:
    :heart: Baby No2 due 08/06/14 :heart:
    Completed stitches 2014: Dolly Mama's
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Good morning lovely dfw's :)

    Today I will be
    • check online accounts
    • find log in details to set up online banking for one of my savings accounts
    • go to work even though I would rather be at my cottage
    • take oldies out on a day trip and eat for free as the organiser at the restaurant, will need the enegy as spend all day rounding them up like a sheepdog:rolleyes:
    • not use car
    • aim for low spend day - will need to buy a drink whilst out
    • laundry hokey cokey later
    • check stuff in greenhouse this morning and send positive thoughts to my tomatoes to turn them red :rolleyes: and negative thoughts to the snails who have eaten parts of two of my lovely cucumbers:mad:
    • pick some ripe strawberries and check for any blackberries in garden
    • be sparkly:D
    Have a great day everyone:D
    Reduce,re-use, recycle.






  • Morning all
    Cleaned laundry with stardrops and micro fibre clothes :) thanks SM :)
    Check banks
    Watered greenhouse and need to do more gardening
    Lunch/tea from store cupboards/freezer
    Charge phone at work
    Sort out student room last bits
    Pay some to Evil Edna
    Pay some to cc
    Keep on top of things!
    Hokey cokey on the line (several machine just fixed woo hoo)
    Not sure what else? Sparkle?

    Hard to sparkle when covered in itchy midge bites from field work yesterday yergh.

    Waves to all
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Jag_Babe
    Jag_Babe Posts: 91 Forumite
    edited 25 August 2009 at 4:05PM
    Hello Everyone, Hope all is well.

    My plan for today is:
    • Pay bills that need paid done
    • Go for shopping for college equipment - only get the essentials done
    • Do writing work that needs done today
    • Do writing challenge work
    • Sort memory card from the camera
    • Catch up with emails done
    • Check online banking done
    • Sort through the new scouting dates and put them in my diary done
    • Raise work invoices done
    • Update 101 blog
    • Attend scout meeting
    • Visit my mum
    • Scratchies and surveys
    • Feed and groom the animals done
    I think that is my list for today or at least it is all that I can think of
    I am aiming to be debt free by the time I am 30 (May 2010)
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning all!

    Sunny but cool in Manc today - just 3 more working days left after today!!! Hurrah!

    Just a little list for today...
    • Brekkie at home
    • Brought lunch to work
    • Making 5 bean veggie chilli for tea, will feed us both and do lunches for tomorrow
    • Walk dog to pet shop for his birthday present (mental I know!)
    • Phone student loans people to confirm what their letter says - I think I'm being thick (or I've done something wrong)
    • Print out enrolment stuff for uni - at last I know what to do on the first day:T
    • Write a list of stuff to buy for uni/school - and try not to go bonkers and buy one of everything in the shop, just in case!
    • Phone wedding DJ for email address
    • Make a little file to give to wedding venue
    • Charge ipod at work
    • Charge phone at work
    • Chcek banks - all ok
    • Check quidco, no change
    • Do any surveys that come (£1 needed for next voucher)
    • Stick to meal plan and diet!
    • Only buy milk and pitta breads at shops
    That's it for today - have a good one!
    January grocery spending - £82.73/ £120
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    Today I have/will:
    • use the bus rather than the tube
    • charge phone at work
    • take lunch to work
    • back up phone & latest photos
    • check accounts online
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • Avogirly
    Avogirly Posts: 751 Forumite
    Part of the Furniture
    Hello! Well I was just rubbish yesterday and didn't do half the list I had written down. Grrrr :mad:! So today I am having to make up for it by trying doubly hard!
    Today I will do/have done the following:-
    Up to date with all available surveys
    Check all bank accounts
    Update September spreadsheet, which is looking incredibly tight
    Piggy and scratchy
    Post all amazon sales
    List more on ebay and amazon
    Fold and put clean clothes away

    Think thats my lot.

    TTFN x
    October make £10/day currently £11.02
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 26 August 2009 at 12:11AM
    hi all. my list for today

    [STRIKE]check online banking[/STRIKE]
    [STRIKE]update spreadsheet as its DH's payday[/STRIKE]
    [STRIKE]post book sold on amazon[/STRIKE]
    [STRIKE]check ebay listings finishing today[/STRIKE]
    [STRIKE]dinner from cupboards[/STRIKE]
    list 5 more things on ebay

    okay i've made a start while i'm on the computer. let's see if i can actually complete my list today
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • my_mess
    my_mess Posts: 282 Forumite
    Have a had a very rubbish few days since I was last here - I just can't seem to get to grips with things at all, sorry folks.

    For today :
    - scratchies and clicks
    - low spend day/not at work (son to hospital again - thanks to my dad for taking us)
    - slow cooker curry for tea
    - washing on low temp and drying on line
    - using up freebie/sample toiletries
    - checked for freebies
    - posted 3 ebay sales
    - need to pack up 2 more ebay sales for posting
    - checked online banking (£100 left and get paid on friday)


    Off to try and sort my head out
    Have a good day all
    Aiming to be debt-free, and have my degree, by 50 ! :j
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