Living in a mobile home/static caravan

angelx

I live with my parents and want to move out. I can'r get a mortgage because I am too young and haven't been in employment for more than 3 years. I work for my self on the internet. I don't want to waste loads of monye on rent and livaboard canal boats are about 20,000

I was wondering if it is possible to move into a mobile home like in holiday parks or similar permanently? I know that there are alot of people in Amercia that actually live in these, and was wondering if it was allowed in this country?

Is there anyone else doing this?

woody01

You could do.
What you would need:

1. Bedstead in the garden
2. Old sofa rotting away
3. 2 lurchers both tied up with rope
4. Start swearing at everyone that walks past
5. Threaten the local landlord when they want to shut the pub at closing time
6. Invade land on a regualr basis that isn't yours
7. Poo in plastic bags and leave it everywhere

Just a few things you must start doing in order to qualify.

tek-monkey

Ona more constructive note, yes there are 12 month parks around meaning you can live there permanently. Most however only do 11 months and close for one each year in my experience. You can get a chalet easily for £30k on one of these places, I know someone who lives in one for most of the year. I believe it is more expensive to live on a full time park, but don't know.

Pobby

I know a guy who lives in a static, purchased for £17,000 in a delightful setting. Has to vacate in February for a month but as it`s by the sea I think a very good deal could be struck with a b and b. He can stay in the static during the day, just not allowed to sleep there over that month.

He tells me that it is a cheap way of living.

We are thinking that we might downsize to a double unit static for retirement.

00ec25

park homes or mobile homes must be purchased using a personal loan, companies will not give mortgages on them
if you cannot get a mortgage now, then how do you expect to get a personal loan for a mobile home, even the cheapest will still be upwards of several tens of thousands of pounds to buy and personal loans will not be over 25years

if you really cannot stand living at your parents anymore, yet are apparently still "young", then your best choice by far would be to rent in a house share with others your own age. It would be sociable and you will learn a lot about life, not least being how to get on with a mix of people

as you have seen trailers in America, surely you also saw that people living in them are often described (with good reason) as "trailer trash"

in summary: do not consider mobile homes:
1. financially they dio not make sense, and
2. socially they make even less sense

don't just take my word for it, this topic has often been dicussed on here, use the search function there are many threads decsribing life in park homes, for a starter here are two:

http://forums.moneysavingexpert.com/showthread.html?t=1630817&highlight=park+homes

http://forums.moneysavingexpert.com/showthread.html?t=382730&highlight=park+homes

tek-monkey

I'm more in agreement with Pobby, seen some really nice places. There is one in Wales my GF goes to a lot, beautiful views and very friendly people.

Pobby

The park I am referring to is very well run. Strict rules apply and it does seem to be a very nice place. Typically a 34 foot by 12 static new would be about £30k I think. There was an 18 month old one for sale at £27k but I do know people who have bought for way less as they do depreciate.

Running_Horse

This has been done several times. Use the search button at the top of the page.

And no, mostly it is a terrible idea.