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DFS- Mis sold PPI?

Hi all

This is my first post on this forum so I hope you dont mind me asking a few questions.

In Dec 2006 me and my OH bought a couch from DFS in their "sale". We have just recieved our first proper statement from them in over 2 years and it turns out we have PPI with the interest free deal we took out. We NEVER take out extra cover with anything and yet somehow we have ended up with PPI for the couch that was only costing us £52 per month.

The agreement finishes next month and its all paid off but we now are thinking when we were given the payment details etc the PPI has been added in to the sum she told us. The couch was £1575 and we took it over 2.5years so it should have been £52.50 per month not the £59.60 we have been paying but when put on the spot and toild what the payments would be its a bit hard to calculate iykwim.

Soooo back to the question,

Do you htink we would be able to claim anything back from this?

We cant find the receipt but it was done on carbon paper so Im presuming they should have a copy too.

How do we go about claiming and how much can we claim back?

Thanks in advance

Jen x
Kyle 03.04.04
Kaitlin 19.09.06
Ruairidh 21.05.09

"Before you judge a man, walk a mile in his shoes. After that who cares?... He's a mile away and you've got his shoes! - Billy Connelly

Comments

  • Jen, you need to repost in PPI part of forum ;)
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Doh! Thanks
    Kyle 03.04.04
    Kaitlin 19.09.06
    Ruairidh 21.05.09

    "Before you judge a man, walk a mile in his shoes. After that who cares?... He's a mile away and you've got his shoes! - Billy Connelly
  • di3004
    di3004 Posts: 42,579 Forumite
    Doh! Thanks

    Glad you found us, cheers for posting the link Natweststaffmember.;)
    The one and only "Dizzy Di" :D
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