Has anyone claimed £12 charges?

simon.carter

Hi All

I wrote to Natwest to claim back 2x £20 charges and 23 x £12 charges plus interest. This came to over £400.

They have written back stating they will refund £26...

Should I push to claim for the whole amount or will it be rejected?

I still think £12 charges are unfair!

Reading more posts on the forums, some people appear to have reclaimed £12 charges too - taking the approach that they will challenge it in court as they are unfair and still do not reflect fair charges.

Has anyone had success in claiming back £12 charges?

I probably was not handling my bills well and paying them a day to a week late as I was using this as cash flow to get my business going - but am now on a crusade to claim back what I can.

Thanks in advance.

Simon

Orford

Send the LBA and (if necessary file a claim at court). They will buckle eventually.

Look at it from the banks point of view. For the price of a letter and a stamp they can potentially save themselves £364. Worth a punt, wouldn't you say?

simon.carter

Thanks very much for your response.

I will send a final letter.

What is LBA?

Kind Regards,

Simon

Orford

simon.carter wrote: »

I will send a final letter.

What is LBA?

Letter Before Action............or final letter:D

simon.carter

Ah - makes sense!

Thanks very much.

Will send my letter in the morning.

Simon