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A Payment A Day Part 5
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Well I'm officially back on board. I got back off my holiday at 6pm today have sorted out my monthly budget and what i owe. aren't i good?
I also worked out that to pay off my debt by Christmas i would have to pay around £15 a day, don't think i can do it but it would be great.
So todays PAD is £15
Total Debt 10/5/2009, £2189.10, 1/6/09 £1420.75
1/7/09 £1661.66, after 2 holidays 1/9/09 £1725.36
1/11/09 £1188.890 -
Hi all, just 50p to Barclaycard today. Hoping to make bigger pads soon. :rolleyes:
Happy Birthday Flower :jSuccess is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
angelicmary85 wrote: »Hope they significantly bumped up the monthly total!!
You'll have to just wait and see :cool:0 -
No pad for me today as our mattress finally gave up the ghost and we've had to buy a new one. We've been meaning to get a new one for two years now but just not got around to it. The last night hubby complained of sharp needles in his back and when we looked the springs have come through. We've turned it over for now but had to order a new one. Also had to use CC as we've not got that much money in ready cash - we did get a good deal mattress was £349 and we got it for £170. Had to get a specific mattress as I have a bad back and need a certain type. :eek:
Ah, well. Hopefully we'll pay it off in the next few months. Just feels like all my PADs mean nothing now. :rolleyes:'Fear is the path to the dark side. Fear leads to anger. Anger leads to hate. Hate leads to suffering.' :cool:
Proud Mummy to two gorgeous miracles.:j0 -
jediteacher wrote: »Ah, well. Hopefully we'll pay it off in the next few months. Just feels like all my PADs mean nothing now. :rolleyes:
Maybe you could PAD a little into an account until you have a small "slush fund"?0 -
Hello peeps !
Hope you are all ok ?
For those of you that haven't seen me on here before i'm the " gobby mare "that used to post everyday until AOL decided to play up ! ...
Welcome to all the newbies, Good luck with your payment a day either small or large it's surprising how quickly it all adds up .... Everybody is really great on here , which really helps to keep you motivated .....
Those of you that know me , realise that i am going through some real sh*te at the moment , so from now on my PADs are going to be very very tiny .... probably odd pennies ....if that ! ..... Having said that i have just looked back to see how much i have paid off in just over a year ... and the amount is over £14, 000 .... ok so i would probably have paid aprox £3000 off but i have paid over £14000 ...... well i can't believe it ! ..... I have never put my total " owed " in my sig .... because i couldn't face looking at it everyday !! ..... So ... for the " foreseeable " ( sp ? ) i am sinking rather than swimming .....Anyway enough of my ramblings ! ....
flower - Happy Birthday ..... Hope you have had a lovely day ......... Cop a load of him !!! . .... those were the days !! .... god i remember my 21st !! ... I know ... but someone has to " lower the tone " !!
....
macgirl - Thought i had better add my total for the last week before you " go nuts " !....
danko - weight still the same .... but can't afford to eat next week as money is " dire " from next week onwards so please shout at me if i don't lose any weight !!
DT - Think hubby might have said a prayer for me as i am up £47.26 on bingo for last week ... please thank him for me !
green - Well millie.... what can i say .... she is a gorgeous babe .... Hope Amber grows to love her new mate ... I did get your PM ..... Will reply 2moro
....
fresian - Keep bingoing !!... Hope you win mega amounts of points :T ....
joey jimbles - i remember that name !.... hope that you are ok ....
gilly - Hope the teenager blues haven't dragged you down through the summer hols...
Andy - ooooooooooooh ... you must be off on your jollies very soon ... hope you behave yourself and have a great time !!!!....
Paul - Glad to hear that you are still ok .... How's work at the moment ?...
Sarah - I'll have a glass of cava when you are next pouring one !...
lemma - I am sooooooooooo pleased that you are all straight now and have totally caught up with your bill xx...
jo - I apologise in advance for my very poor PAD for Sept ! .... unless i win the lottery !!...
Hopeful - Hope baby bump is doing well...
Apologies for any " old timers " that i have missed !! :rotfl: ...
Catch you all tomorrow ...
Keep smiling....
terri x( My PAD is £504.83 )
" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
Fag_ash_lil wrote: »Hello peeps !
Hope you are all ok ?
For those of you that haven't seen me on here before i'm the " gobby mare "that used to post everyday until AOL decided to play up ! ...
Welcome to all the newbies, Good luck with your payment a day either small or large it's surprising how quickly it all adds up .... Everybody is really great on here , which really helps to keep you motivated .....
Those of you that know me , realise that i am going through some real sh*te at the moment , so from now on my PADs are going to be very very tiny .... probably odd pennies ....if that ! ..... Having said that i have just looked back to see how much i have paid off in just over a year ... and the amount is over £14, 000 .... ok so i would probably have paid aprox £3000 off but i have paid over £14000 ...... well i can't believe it ! ..... I have never put my total " owed " in my sig .... because i couldn't face looking at it everyday !! ..... So ... for the " foreseeable " ( sp ? ) i am sinking rather than swimming .....Anyway enough of my ramblings ! ....
flower - Happy Birthday ..... Hope you have had a lovely day ......... Cop a load of him !!! . .... those were the days !! .... god i remember my 21st !! ... I know ... but someone has to " lower the tone " !!
....
macgirl - Thought i had better add my total for the last week before you " go nuts " !....
danko - weight still the same .... but can't afford to eat next week as money is " dire " from next week onwards so please shout at me if i don't lose any weight !!
DT - Think hubby might have said a prayer for me as i am up £47.26 on bingo for last week ... please thank him for me !
green - Well millie.... what can i say .... she is a gorgeous babe .... Hope Amber grows to love her new mate ... I did get your PM ..... Will reply 2moro
....
fresian - Keep bingoing !!... Hope you win mega amounts of points :T ....
joey jimbles - i remember that name !.... hope that you are ok ....
gilly - Hope the teenager blues haven't dragged you down through the summer hols...
Andy - ooooooooooooh ... you must be off on your jollies very soon ... hope you behave yourself and have a great time !!!!....
Paul - Glad to hear that you are still ok .... How's work at the moment ?...
Sarah - I'll have a glass of cava when you are next pouring one !...
lemma - I am sooooooooooo pleased that you are all straight now and have totally caught up with your bill xx...
jo - I apologise in advance for my very poor PAD for Sept ! .... unless i win the lottery !!...
Hopeful - Hope baby bump is doing well...
Apologies for any " old timers " that i have missed !! :rotfl: ...
Catch you all tomorrow ...
Keep smiling....
terri x( My PAD is £504.83 )
Yay! TerriWine and pizza at my place on Thurs, come on over
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
:hello: Great to see you back Terri! :j Hope everything's getting sorted and we'll be seeing a lot more of you - we missed you LOTS!
xx:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
Sorry to hear you're having a bad time Terri
A dodgy hug is winging it's way to you :grouphug:
Well done on the Bingo! :T
I'm new to the scratching and bingo - but won 50p today on a freebie and was delighted :j (little things and all that :rolleyes:)
Hope things are better soon x0
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