A Payment A Day Part 5

Double_Trouble

so_here_we_are wrote: »

Morning All

Thanks for the farmville replies, I will PM you all soon but give me a couple of days to be able to find it again and actually figure out what its all about.

Pad today is £9.28 (from yesterday which i forgot to add on here)- this is my final payment to my 2nd cc, and have rang them up and closed the account. 2 DOWN 1 TO GO.
Also £1.59 to my sealed tin.

So glad its friday

SHWA

:j:beer::j:beer:

Congratulations on another CC biting the dust and closing the account.

No Pad for me today tight month so can only PAD extras but two lots of bingo money are winging their way to me so they will be PADded when they arrive.
Can't wait for payday at the end of the month a payday every three months is :eek:

Have a great Friday folks

DTxx

Just realised that because of our pay cut the next payday after that won't be until the end of April :eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:

mummy2mygirls

Have been ill since i started this so havent been making my pads - but i will restart now as im starting to feel a little better
so pad today is£1.76
hope you all have a good day x

clearing_out_my_pockets

My quidco money is in the wedding account now (£25) and I've put the change from my purse into my change pot (35p) so today's total is £25.35.

Which one of you gave me this cold??? :mad:

SarahNeedle1872

Double_Trouble wrote: »

:j:beer::j:beer:

Congratulations on another CC biting the dust and closing the account.

No Pad for me today tight month so can only PAD extras but two lots of bingo money are winging their way to me so they will be PADded when they arrive.
Can't wait for payday at the end of the month a payday every three months is :eek:

Have a great Friday folks

DTxx

Just realised that because of our pay cut the next payday after that won't be until the end of April :eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:

OMG DT, that is scary! But its more than three months from Oct to April, why no pay for so long?

Sx

SarahNeedle1872

Quidco money came in today so I have some money to PAD until payday

Today's PAD is £4.80

Sx

Double_Trouble

Matt666 wrote: »

Morning folks! :beer:

Back to the normal £5 PAD to the CC's today - there's a possibilty I could clear my Abbey card within the next week rather than transfer it over to my 0% Virgin....but that would mean using my savings...what do you guys reckon?

I would clear it the fee you would have to pay to transfer it should more than cover any loss of interest on your savings and you can always PAd to savings for a while to boost them again.

DTxx

Double_Trouble

SarahNeedle1872 wrote: »

OMG DT, that is scary! But its more than three months from Oct to April, why no pay for so long?

Sx

Thats how I got in debt in the first place no budget so feast at the beginning of the 3 months and CCs at the end :mad:

As we have had to take a pay cut this year we are having no pay at the end of Jan :mad:

It is further complicated by the fact normally we have one third of our income at the end of October and again at the end of April and one sixth of our income end of July and end of January. So we are having a one sixth paycut so I have to make one third of our income last one half of the year. If that makes sense, but either way it is going to be tough so need to boost extra income any way I can :rolleyes:

Welcome back mummy2mygirls sorry you have not been well hope you will be fully recovered soon.

Welcome to learn2cope you have started a very serious addiction:rotfl:

DTxx

Matt666

Double_Trouble wrote: »

I would clear it the fee you would have to pay to transfer it should more than cover any loss of interest on your savings and you can always PAd to savings for a while to boost them again.

DTxx

Some sound advice there - that's what i'll do! :beer:

SarahNeedle1872

Double_Trouble wrote: »

Thats how I got in debt in the first place no budget so feast at the beginning of the 3 months and CCs at the end :mad:

As we have had to take a pay cut this year we are having no pay at the end of Jan :mad:

It is further complicated by the fact normally we have one third of our income at the end of October and again at the end of April and one sixth of our income end of July and end of January. So we are having a one sixth paycut so I have to make one third of our income last one half of the year. If that makes sense, but either way it is going to be tough so need to boost extra income any way I can :rolleyes:

Welcome back mummy2mygirls sorry you have not been well hope you will be fully recovered soon.

Welcome to learn2cope you have started a very serious addiction:rotfl:

DTxx

It does make sense, if a little complicated!:o

Hopeful1

jo41 wrote: »

Hopeful1 wrote: »

Phew!! Thank goodness it wasn't just me!!! I'm really sorry Mr Fermi


Me too, I just assumed but you know what they say ...never assume it makes an !!! out of u and me :rotfl::rotfl::rotfl:

How you doing hopeful?
Jo x

Hi ya fellow donkey :rotfl: I'm ok. Starting to get back on track. OH's work kindly paid him for the 2 wks he did before their payday and then he'll have a proper salary at the end of the month. I'm grateful i can make all normal payments so it's a lot less to worry about than it would have been in the past. He's also got some extra work lined up for a few weekends. So can tentatively start re-doing the budget plan i had to throw out the window over the summer

Hope you're well? Nearly half term already! Will you be going away?

Flower08 wrote: »

La la la la la la

Im not listening!!

I'm standing strong too Flower. I must resist :rolleyes:

Poor OH! That's good he's out of hospital. I hope he feels ok today.

so_here_we_are wrote: »

Pad today is £9.28 (from yesterday which i forgot to add on here)- this is my final payment to my 2nd cc, and have rang them up and closed the account. 2 DOWN 1 TO GO.
Also £1.59 to my sealed tin.

So glad its friday

SHWA

Well done on clearing that card SHWA :T :j

Andy - really pleased you feel so positive about the job

Matt - well done on your half way milestone :T

Mummy2mygirls - i'm glad you're on the road to recovery.



£10 to me dad, Purple please