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A Payment A Day Part 5
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Hi everyone!! i'm back from holiday - have had a great break but time to get back to sorting these credit cards!!
FANTASTIC total for September and for the year so far! we are all doing so well, and lots more money the bloomin banks can't charge us for.!
Right, today £17.50 towards halicrap CC and £100 towards mint. Have friends staying for the weekend so decided to make an extra payment to mint so that it isn't in my account to spend at the weekend!!
Hope everyone is well total PAD £117.50New surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0 -
Mornin' PADers!
Many thanks to Jo for tallying this month's PADs - wow, what a total! Well done everyone! :beer:
Just transferred a wee PAD of £2.50 to my c/c. Apart from my minimum payments I have to be careful with the cash this month due to bills and a potentially poorly car, so am keeping the PADs down for now until I know how the pecuniary horizon's looking.
However, this morning I handed in my month's notice on my flat to move in with my boyfriend, where I will, potentially, be £720 better off per month :j If it comes off, I will be able to start snowballing my credit card in earnest as of this month's pay check. Happy days!
Keep up the good work - to infinity and beyond!
*meep*Mortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
Martha recently lost her husband. She had him cremated and brought his ashes home.
Picking up the urn that he was in, she poured him out on the patio table.
Then, while tracing her fingers in the ashes,
she started talking to him....
You know that dishwasher you promised me? I bought it with the insurance money!"
She paused for a minute tracing her fingers
in the ashes then said, "Remember that car you promised me? Well, I also bought it with the insurance money!"
Again, she paused for a few minutes and while tracing her fingers in the ashes she said, "Remember that diamond ring you promised me? Bought it too, with the
insurance money!"
Finally, still tracing her fingers in the ashes, She said, "Remember that blow job I promised you?""Well here it comes."Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£5150 -
Hi all
Fantastic total for yesterday and absolutely brilliant monthly total. Well done every one :T:T :T:beer:
Thanks to jo for all her hard work adding up last month :T:T:beer:
good luck to purple for this month :j:T
Hopeful - it's not just you that thinks that when you see the monthly total :rotfl::rotfl:
Sashanut sorry to hear about the wheel clamp :mad: the barstewards! :mad:
Nice to see Terri made a big pad for last month well done :T now get your a$$ back on here :rotfl::D
I got 16p from Quidco this month :rotfl: and made 1p on my ISA :rolleyes:
Pad today is £4 tin, 9p copper jar, £20 kays, £1 ISA abd £2 cap1 cc
£27.09Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£5150 -
Hi All
Another flying visit!
Today's PAD is £7 to Evil EggPigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
What a fabulous month total all our hard work is paying off.
Another tiny pad from me found 1p in my purse so have added that to the tin1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now0 -
PAD £1 to Cap10
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Hi sorry I havent made a PAD for a couple of days - whoops
But today I have paid £50.00 off my nationwide overdraft. :j:j:j:j6 debts cleared since joining MSE:j:eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek::smileyheaGetting Married 04.12.10 - The MSE way :smileyhea:dance: Making this house a home :dance:0 -
SarahNeedle1872 wrote: »Sorry you had a pants day Sashybo
Thanks Sarah. Dealing with cheeky people on the phone all day didn't really help.so_here_we_are wrote: »Sashybo - i went through a period like that in late july/august, its not nice as we spend far to much of our day at work and I ended up taking sometime off to get my head straight. I know feel much better and am enjoying going to work. Hope it sorts its self out for you soon.
Thanks SHWA, have taken a day off today and hoping that will make me feel a bit better. I'm finding it difficult to adapt to working 9-5 everyday and just want a lazy day now and again. I almost miss working in retail :eek: - never thought I would say that!
My pad today is £4.65 to Barclaycard - more click money came through.
Great September total - well done us and thanks to Jo for the counting. :TSuccess is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
angelicmary85 wrote: »Really?? I always thought you were a bird!! :rotfl:
Phew!! Thank goodness it wasn't just me!!! I'm really sorry Mr Fermigilligansyle wrote: »Can I just ask people how they keep track off what they have paid, bearing in mind that some are quite small amounts.
As I'm quite new to this I am using a notebook and just writing it down, but wondered. I suppose this is part and parcel of how organised you are.
Hi Gilli. I have an accounts book to write everything in. I am frequently seen huddled over my book with my big calculatorMany on here are very clever and have fancy pants spreadsheets though! I have asked my friend to help me do one too as i feel left out
Thrifty_Pixie wrote: »
However, this morning I handed in my month's notice on my flat to move in with my boyfriend, where I will, potentially, be £720 better off per month :j If it comes off, I will be able to start snowballing my credit card in earnest as of this month's pay check. Happy days!
Keep up the good work - to infinity and beyond!
*meep*
Hope it all works out Pixie, that will be a great savingOne step at a time0
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