A Payment A Day Part 5

SueP19

Mornin all

My PAD for today is £3.50

Farmville: Boy you guys are motoring, Angellic has overtaken me :eek: how do I get more fv pounds??????

jo41

The PAD total for Monday 14th September was ....

:j:j:j £781.33 :j:j:j

Well done folks!

musogirl295

£26.18 for me today please

Muso x

Matt666

£5 for me today folks! :T

mooomin

Found a use for all of these ugly ducks...

mumofthreemonkies83

Morning guys

Hope you dont mind me asking, id post on the CC board but im scared I might not come back alive :eek:

As I said yesterday I have a CC with Lloyds tsb almost at its limit, I spent on it on Saturday bringing the available credit to just £60ish, now when the bill is due in (today) the interest is £80.
Obviously being aware of this I sent a pad on Saturday of £60 to make sure it was below the limit when the bill was due in.
Now the bill is due today (not available online yet) and my saturday payment of £60 is showing on the statement but the available balance is still showing as just £60 so for soem reason they received the payment and acknowledge it but havnt counted it yet and im sure when they work out the bill later today ill be overlimit and will get charged.

I think this is unfair as the payment obviously reached them but when do I stand with my rights?
In short for those of you that are confused, I have paid some money off my cc so I wont be overlimit but although its been received by the bank and showing on my statement it hasnt come off my available balance so when I get my online statement today ill be over the limit.

Hope you guys can help, I wouldnt be so annoyed if I didnt just send them another £500 yesterday

Sorry no pad today, ill get on top of it soon I promise.

Oh and Angelic. I should have known not to mess with you :rotfl:
Nice barn by the way
I give in **hangs white flag**

Mumof4 xx

Hopeful1

Good morning from no-money-ville!

Have had a little good luck: grandad has given me the money for the stolen wiper blades i replaced at an extortionate £30! Mom had bought me some bio oil. I discovered i can't use it though as some of the ingredients can trigger epilepsy which i'm on medication for. I gave it back to her but she's given me the cash instead, bless her. AND OH has a couple of days work with his brother.

So....

£10 dad
£7.12 Next (rounding down account!!)

TOTAL PaD £17.12 ty FB Jo x

I've also made sure i've cleared the min payments on my credit cards which will give me time to pay a little extra hopefully when OH is paid.

Phewwwwwwww!!!!!!!!!

mooomin

mumofthreemonkies83 wrote: »

As I said yesterday I have a CC with Lloyds tsb almost at its limit, I spent on it on Saturday bringing the available credit to just £60ish, now when the bill is due in (today) the interest is £80.
Obviously being aware of this I sent a pad on Saturday of £60 to make sure it was below the limit when the bill was due in.
Now the bill is due today (not available online yet) and my saturday payment of £60 is showing on the statement but the available balance is still showing as just £60 so for soem reason they received the payment and acknowledge it but havnt counted it yet and im sure when they work out the bill later today ill be overlimit and will get charged.

I think this is unfair as the payment obviously reached them but when do I stand with my rights?
In short for those of you that are confused, I have paid some money off my cc so I wont be overlimit but although its been received by the bank and showing on my statement it hasnt come off my available balance so when I get my online statement today ill be over the limit.

Hope you guys can help, I wouldnt be so annoyed if I didnt just send them another £500 yesterday

I would take a screenshot showing that this payment has been received but not counted. If you do get charged (Which you might as Saturday isn't a bank working day) you can then counter and show them that it was visible on your online banking.

I would hope that when they do their maths at the end of the day that it would be applied before interest.

If not and you do get charged, I'll happily help you draft a complaint letter

boysma

Morning all

£2 please Jo to DH cap one cc. Still at home as dentist appt at 9.15 this morning. Just a check up so fingers crossed they dont find any holes that need filled:eek:

jediteacher

Morning all.

£100 for me today. Money came in from Mystery Shopping. :j