letter from DCA, should I respond?

dreamcatcher73

Hi, haven't been on here for a while, hope everyone is ok?

Today I recieved a letter from a DCA thanking me for my offer to pay them £6.83 a month, which they accept and look forward to recieving my first payment in October:rotfl:

Anyway, this letter is one that I sent to Barclays before my BR, an offer I might add they declined to accept :rolleyes:. I know I'm not liable for this debt, but do I need to point out to this cretins that I have been BR for 6 months, or just leave them to keep wasting their time and paper???

skylight

What would you like to do?? As you said you're not liable any more so if you can't be bothered about it then don't be. Unless they have your phone number then its not worth the bother.


Or do as I did and scrawl my BR details along the top in red felt tip and posted it back without a stamp.

Holes_in_my_pocket

well keeps someone employed

dreamcatcher73

Hi Skylight, thanks for the quick response. To be honest I can't be bothered with them, and I have had a few before that I haven't bothered with. It's just the fact that this one has reference to a letter I sent to Barclays before BR. It makes me angry that Barclays can pass this correspondence on to a third party!

I think I shall do what you did - now where did I leave my red felt tip???

headoutofsand

Hi DC, hope you're doing fine. I get many of these and just file them away, they are a pain in the neck. If they become more than persistant I will call the OR ,until that time comes ? I will ignore them.

I keep the letter in case I need them, either for the OR, or to use in evidence in court of harrasment should they take that sort of action

dreamcatcher73

Holes_in_my_pocket wrote: »

well keeps someone employed

But think of the trees?? :eek:

dreamcatcher73

headoutofsand wrote: »

Hi DC, hope you're doing fine. I get many of these and just file them away, they are a pain in the neck. If they become more than persistant I will call the OR ,until that time comes ? I will ignore them.

I keep the letter in case I need them, either for the OR, or to use in evidence in court of harrasment should they take that sort of action

Hi HOOS, yeah I'm good, too bloody good actually just waiting for the bubble to burst :rotfl:

Back with DH, no debt and just been offered a job :T

Who's got the pin? :rolleyes:

fiveyearplan

Congratulations on the job - are you accepting it?

philnicandamy

Evening DC really good to see you back glad to hear life is treating you good! dont worry bout the pin you'll NOT need it :D:D

Tinytim

Hi Dreamcatcher,

I would be very very tempte to write something alongthe lines of the following;

Dear Sirs,

I was somewhat surprised to receive your letter of the XXth, as I was declared bankrupt some time ago. I sincerely hope you didn't purchase the debt from Barclays, as they were made aware of my bankruptcy almost immediately it was declared.

However, if you would be kind enough to supply a stamped addressed envelope, and a cheque or postal order in the sum of £5 to cover copying costs, I will be more than happy to supply a copy of the bankruptcy order. Alternatively you may wish to refer (or advise your clients to refer) to the Official Receiver, details of which are available in the London Gazette.

Yours sincerely

Or if, unlike me, you actually have a life on a Saturday evening, you could simply ignore it

dreamcatcher73

fiveyearplan wrote: »

Congratulations on the job - are you accepting it?

Thanks FYP, yes I am accepting it, quite excited about going back to work after a year of sitting on my backside :rotfl:

The only downside of it is having to complete another SOA for the OR, was kind of hoping to be able to keep my head down for the next 6 months until AD. :rotfl:

Do I just email them and say I've had a change of circumstances? Do they send me another SOA to complete?