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Debate House Prices
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Handy little website courtesy of the IFS - "Where do you fit in"?
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Maybe the person Hamish knows is in inner London. MP6 gets you £34k in inner London although only £30k elsewhere.
Payscale for teachers in inner London for 2009 is £26,000 - £35,568 in inner London, £21,102 - £30,842 elsewhere.
A post-threshold teacher (whatever that is) would easily make £35,000 or thereabouts.
http://www.teachernet.gov.uk/docbank/index.cfm?id=140300 -
Oooops I just realised I voted in the wrong place......can't go twice either ;-(0
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Maybe the person Hamish knows is in inner London. MP6 gets you £34k in inner London although only £30k elsewhere.
No, in Scotland. And from that chart it looks like they are on one of the upper pay scales.There are two scales for teachers - the main pay scale (MPS) and the upper pay scale (UPS). NQTs start at the bottom of the main pay scale and work their way up year after year. Once at the top and so long as performance is good they can make their way onto the upper pay scale.
BTW, where they live, a 3 bed house can be had for 100K, and a flat for 50K.“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
So far, around 31% of people posting here are in the supposed top 10% of income.
Not what you'd expect from a moneysaving site....
“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
A single income, single person home-owner grossing less than 47k, came in at 92%HAMISH_MCTAVISH wrote: »I think the 90% bracket probably starts somewhere around 70K,0 -
HAMISH_MCTAVISH wrote: »You are determined to make yourself look foolish today.:rotfl:
I said the average FTB loan never crossed 3.5 times income even at peak, and second loans were even lower.
I was right. Again.
You then try and bring in a stat that shows average house price to average income of all people, not just house buyers, and try to confuse the issue. It's irrelevant. I've already stated not all people can afford to buy a house, and many of those that do buy one for far less than the "average" price.
Give it up, you're just embarrasing yourself now.
No the stats provided in the excel table are titled:
First Time Buyer Gross House Price to Earnings Ratios
Hanish you are a complete loser you know that though dont you?
UK First Time Buyer Gross House Price to Earnings Ratios:
2009 Q2: 4.2 X
1989 Q2 3.9 X
They do teach you how to read in Scotland dont they?0 -
HAMISH_MCTAVISH wrote: »So far, around 31% of people posting here are in the supposed top 10% of income.
Not what you'd expect from a moneysaving site....
We are self-selected for having internet access, and further self selected for choosing to spend time on a board that discusses the economy and house prices. I wouldn't expect us to be representative of the MSE site as a whole, still less representative of the population of the UK.Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
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HAMISH_MCTAVISH wrote: »So far, around 31% of people posting here are in the supposed top 10% of income.
Not what you'd expect from a moneysaving site....
Actually, was completely as I expected. Those with money typically are better educated and have more sense. More income does not = less interest in saving in my experience.
I think the percentages reveal exactly how screwed over us upper income types are.0 -
HAMISH_MCTAVISH wrote: »No, in Scotland. And from that chart it looks like they are on one of the upper pay scales.
So in other words, has as an absolute minimum, 12 years teaching experience. Those pay scales are reviewed annually. Hardly your typical teacher hey Hamish?0
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