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Someone hit parked car - not going through insurance?!?!
Comments
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redux wrote:Sorry, but this is incorrect.
If there is no claim on a policy, then it is not affected. What is more, if there is an claim which the insurers recover in full against the other party, then the no-claims bonus is not affected.
They'll bump your insurance up though. Admiral did it to me as RAC claimed back the pickup charge. They got the money back but bumped my insurance up by 50 notes.
I'd have gone somewhere else but nobody is ever as cheap as them0 -
Silent_Bob wrote:Redux - I've just spoken to my insurers and they said its "any" claim - regardless of whether its on your insurance or not. I dont agree with it but....
You must report any accident or claim, call it what you wish but, if you are blameless and, most importantly, your policy does not pay out then your premium will not increase as a result of the reported accident. That does not mean it won't increase.What goes around - comes around0
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