SOA.....your advice would be helpful!

dalip

fiveyearplan wrote: »

That'll save you having to list that account on your BR forms too - and if it had a debit card you won't have to list that now either - if you did your forms by hand you'd be saving a lot of time!

I thought you had to list ANY bank accounts ect that you have held in the last 2 years

Desperate+Depressed

Hi dalip (or anyone else who can help please)

I have printed the forms off and have had a quick look through them.

Form 6.27 I am concerned with regards to question 4.........

I agreed a token payment of £1 to Northern Rock, and HSBC agreed I could reduce my credit card repayment to £50

Not sure if you have the forms to hand, so I will type what it says and then could you tell me if I have/or haven't done any of these?!

That within the period of five years ending with the date of this petition
(i) I have not been adjudged bankrupt
(ii) I have not (made a composition with my creditors in satisfaction of my debts) or (entered into a scheme of arrangement with creditors) (S16 BA 1914)

OR

On......I made a composition (entered into a scheme of arrangement) with my creditors

(iii) I have not entered into a voluntary arrangment

OR

On......entered into.....etc

(iv) have not been made subject to an administration order under part VI of the CCA 1984

OR

On.......etc etc

Due to HSBC and N/rock I don't know what to put?????? :mad:

dalip

check out my answer to script they have asked abut the 6.27 as well and i have just answered if not what you are looking for gve me a shout i have found mine.lol

Desperate+Depressed

Our msgs have just crossed!!lol

I read what you had put, but I'm unsure what to do because of HSBC and N/Rock (see msg above)

x

dalip

I think you will find it is referring to a DMP or IVA not the token payments. I had told my creditors i was trying to do an IVA but it fell through and it was still crossed out. You could try ringing one of the helplines or pm debtinfo or try one of the cccs helpers who use this forum. Dx

fiveyearplan

I also read that to mean a formal arrangement like IVA. Your arrangement with HSBC and Northern Rock don't fall into any of those categories.

fiveyearplan

dalip wrote: »

I thought you had to list ANY bank accounts ect that you have held in the last 2 years

Oops - sorry I don't remember if you have to list them for 2 years - it seems ages since I filled out my forms.

debtinfo

it is refering to formal agreements, particularly where there may be a continuing agreement like an IVA where a certificate of failure is neede before bankruptcy. it is so that the judge can make the order knowing that he/she is not contraveening any other order

dalip

fiveyearplan wrote: »

Oops - sorry I don't remember if you have to list them for 2 years - it seems ages since I filled out my forms.

lol time of the month FYP:rotfl:

dalip

debtinfo wrote: »

it is refering to formal agreements, particularly where there may be a continuing agreement like an IVA where a certificate of failure is neede before bankruptcy. it is so that the judge can make the order knowing that he/she is not contraveening any other order

Thanks DI was not certain and did not want to give the wrong info;)