We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit Report

JohnFB
Posts: 51 Forumite

I recently received a letter from my bank, Lloyds, about a new facility to see my Credit Report which would show
- credit record/score/accuracy
- monitoring to see who is enquiring about me
- fraudulent activity
- give ability to correct errors
etc etc.
Then it says for the privilege of all this it will only be £6.99/month
(after a free 30 days).
My point is if all this info is stored about me by various companies then why on earth should I have to pay to see my own data.
Surely this is just a rip off and this information should be free to any individual who requests it.
What do other people think ?
- credit record/score/accuracy
- monitoring to see who is enquiring about me
- fraudulent activity
- give ability to correct errors
etc etc.
Then it says for the privilege of all this it will only be £6.99/month
(after a free 30 days).
My point is if all this info is stored about me by various companies then why on earth should I have to pay to see my own data.
Surely this is just a rip off and this information should be free to any individual who requests it.
What do other people think ?
0
Comments
-
It doesn't have to cost £6.99 a month. You can view your file for 30 days for free and then cancel. Alternatively, you can order your statutory report for £2.
Take a look at Martin's Credit Rating article for more details.0 -
JohnFB wrote:I recently received a letter from my bank, Lloyds, about a new facility to see my Credit Report which would show
- credit record/score/accuracy
- monitoring to see who is enquiring about me
- fraudulent activity
- give ability to correct errors
etc etc.
Then it says for the privilege of all this it will only be £6.99/month
(after a free 30 days).
My point is if all this info is stored about me by various companies then why on earth should I have to pay to see my own data.
Surely this is just a rip off and this information should be free to any individual who requests it.
What do other people think ?:rolleyes: It’s hard enough remembering my opinions - without remembering my reasons for them :rolleyes:0 -
YorkshireBoy wrote:It doesn't have to cost £6.99 a month. You can view your file for 30 days for free and then cancel. Alternatively, you can order your statutory report for £2.
Take a look at Martin's Credit Rating article for more details.
Also if you have a freefivers account you get paid £2 to sign up.
Intrestingly if you then keep then account open with Experian Credit Expert after the free 30 days it only costs £5.99 a month, £1 cheaper than the Lloyds offer.0 -
If you sign up online for Identity Protection through BT it costs £3.75 per month for the 1st 12 months to get the online service and some other protection too.0
-
Just seen on topcashback.co.uk you get £5 for signing up with Credit Expert0
-
Sting wrote:Just seen on topcashback.co.uk you get £5 for signing up with Credit Expert
I agree with OP. In principle, it should be free.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards