Here I go

NAEFAGS

Samsam wrote: »

Hi Naefags,

Glad to see you got the missing wages sorted. A few years ago my work messed mine up and I honestly didn't know how I was going to survive the month (even then I was living on the very edge of my credit limit - pity I didn't have a LBM then!). Ended up in tears in the HR office but it must have worked as they sorted it in a couple of days - must have worried I'd be back blubbering on their desks if they didn't! :rotfl:

You've done fantastically well over the past year and you must be chuffed losing nearly a stone! I started a diet last September and have been chipping away ever since. The best bit is, now I've lost 1.5 stone I can fit into all my old clothes so I haven't had to worry about buying more :T

Take care and I'll check in again soon (well, every few weeks anyway, I never seem to find the time lol)

HI SAMSAM
great to hear from you thanks for your post it always gives me the lift i need. its been a busy month but must keep going

take care xxx

NAEFAGS

hi every one
well its been afew days i got my first bank charge in a year i was total gutted had loads on and forgot my car insurance was coming off and was short of 17 pound ((bad))

god ive been up to old tricks taking cash from any account
i must stop pause and take stock or this year will be wiped out
iam unsure why.
i must get the cards back out of my purse and in to the pink tin
but must stop it and move on next week is pay day so will restart the budgets and get the yearly total done and reset the goals better go chilli

hope you are all well

take care

xxxx

NAEFAGS

Hi Every one

its been a few days but all is well not been out spending just mse all the time.

lol
the weathers great here but iam in my bed sleeping so no tan for me.

better get going

take care

xxx

NAEFAGS

HI
every one hows things its been while ive had my birthday and my Anniversary and i managed to get the legal side of life sorted so in all been very busy

in all its taken ten years many highs and lots of lows we can now walk about the town with no worries ive spent the years looking behind me thats now in the past i got our new life now so things are great no more worries for us or the kids xx:j

well i sadly put on a 1lb lol this week i think ive put on a few more i think i have been in most take away shops but hay today is the return of the diet the mse and the return of the goals
i taken a step back while i waited on my court date so now that done and dusted its the return of me

not going to set any goals today just going to get back into the mse ways

i still not done my year total i will do this today

so its the return of me

and by debt busting ways and dust bunnys xxxx


takecare

xxxx

NAEFAGS

well after the court etc things were so behind i think just the worry of it all so ive now got on top of the house spent 2 and a half hours ironing and ive spent the morning sorting my bills and banking and i spoke with lloyds re my overdraft so thats now fixed for 6 months have now got a folder for my bills (living costs etc) and the other half is for the debt.

we have come a long way in a year if we had not found this site and all you lovely people I dont thnk we would have our home or cars (well they are old) I lost the way for a month but iam back so it pull my socks up time this time last year I owed £43k in debt now one year on i now owe £26k so its still to be gone

my 1/2 year goals are to be

below 20k for xmas
lose 2 debts by xmas my overpayment for wtc
and my overdraft

:Tonce again many thanks every one who walked with me through my debt journey
weve got a fare few miles to walk so dont take you shoes off just yet:p


take care

NAEFAGS

hi every one its been a week

been busy ive been in the garden lol i hate gardening i think iam chilling in my old age next i will be growing my own veg (omg)

well the cash side of things have been [EMAIL="!!!!"]!!!![/EMAIL] sadly i had to pay 200 to fix the car did shop around so got it cheap
so funds are low iam still in the mind set of shop til you drop so must get out of this shopping habit

well the diet i put on a wee 1/2 lb not bad for the food i ate yum yum

better go get on

take care


xxx

NAEFAGS

Hi every one its been a few days but still going strong still working loads was thinking of try to get a small job to try and get rid of the debt faster sadly the new gov means i could lose my job so want to wipe my feet clean so if i go to lower wage we should float and not sink that is the plan unsure where i would fit it in with the kids work hubby baby sitting taking mum and dad shopping and doing my ebay but you never know lol

iam going to try can cut our living cost down asap to try and get a few thing wiped faster

better get to bed up at 5.40am for work

c u later

xxx

NAEFAGS

hi
every one its been a few days
one day to pay day not looking forward to it as this is the low pay from dh so fingers crossed we can cover every thing also go school uniforms to get asap as ive normaly got then in by now

still working like mad i think ive got 2 weeks to go then iam off for 2 weeks cant wait chill out time xxx

take care

talk soon

xxx

NAEFAGS

HI
Every one pay day has been and gone paid the bills etc so fingers crossed we keep to budget
been alittle low some one at work said i need to get a life and stop hanging around with dh as one day i will be on my own the joys
i just love spending time with hubbs hes my best friend xxx and if iam own my own one day thats life i do have friends but keep work mates at work if you know wot i mean lol

any away still fighting the debt take care


xxxxx

NAEFAGS

:)HI every one the sun is out for now got the washing out and been to the butchers for tonights dinner got to get my finger out as iam out on a over time shift so well pleased
have to say feel a little sleepy but only got till the end of the week then iam on holiday so will keep on marching on all bills paid so just need to keep in line with that old food budget must re do my signnature as i managed to lose a few more pounds

take care talk soon


xxxx