Mortgage Free by 01/01/11...so goes the plan

wynnvegas

Thanks Nellis,

My intention is to go beyond the hot drinks pretty quick and stick wth a few colder ones tonight but I appreciate the sentiment and look forward to reciprocating!

By the way, you haven't seen the promised pringles anywhere, have you?!

Cheers,

Billy

pencekeeper

wynnvegas wrote: »

I'll treat myself to a beer or two tonight in honour of the occasion but I'm pleased to say the euphoria doesn't necessarily wear off. I was scared of feeling a bit let down in paying it off but it is brilliant, paraphrasically, when a plan comes together!!

Posted in the MFW 2010 thread but thought I'd stop by to say well done in here too. Enjoy the celebrations mate - mine are tomorrow and Sat but I've also got next week off work so it's all good.

Cheers! :beer:

taxi73

That's a lovely surplus to have left per month and HSBC won't be making anymore money off you.

Enjoy your celebratory meal ...and all your parties am so happy for you

Secret_Saving_Squirrel

Brilliant news, very well done and thank you very much for your words of support and encouragement along the way. Enjoy yourselves - and isn't it great that the banks aren't making money out of you any more!!!!

Well done,

Squirrel x

wynnvegas

Hi All,

Thanks again. That's the truffles, carrot cakes, chocolate shortbread, chicken kebabs and curry sorted for tonight - just needs cooked now and M can take care of that when she comes in although she's potentially a poor wee soul and feeling ill so I may need to spend the evening being busy taking care of her.

Pencekeer - we were having a laugh the other day and noting that we could now probably afford to go out for all our meals, every day from now on. It's daft wee things like that which really hit it home. In the grand scheme of things, £3k isn't a lot of mony but we know over a few months, it can turn into a sizeable deposit / investment chunk / everything on red! It's just nice to know that we can be a bit more impulsive and generous. I actually think we'll probably only burn through (mid-2011 onward) about £500 a month more than we have done this last year so we'll get the house we want. I'm going to work out how to try and get some of our design drafts up for comment and suggestion.

Taxi - it will be great as soon as it is real. M is planning on a record breaking shop a week on Saturday and, despite the Christmas shopping being done, we're intending adding a few wee bits and pieces so that has now necessitated two seperate all day December shopping trips. She's suddenly, after months and months of moaning, all for being mortgage free!

Squirrel - it is lovely. Maybe that's why the banks aren't all that friendly to me. I think I've done HSBC out of an anticipated £23k and, in all honesty, if someone had given me £23k less than I'd expected for anything, I wouldn't be jumping up and down at their success either.

My first extravagance has been £56 on the lottery. Two lotto tickets for all the draws in the next 8 weeks and 3 Euromillions tickets for the next 4 weeks. I've also claimed my £25 cashback from quidco for a £10 bet on Paddypower. There are 80-odd cashback offers to take advantage of there so that's a little profit-generating project to be getting on with. These gambling sites that think they'll manage to get me hooked clearly have no cognisance of my level of greed and desire to get the new house sooner rather than later.

Cheers,

Billy

SmlSave

Enjoy your celebrations Billy!

That's the truffles, carrot cakes, chocolate shortbread, chicken kebabs and curry sorted for tonight

nomnomnomnom

LilacPixie

you going for matched betting then Billy, i keep threatening it but never actually gotten around to it yet. Think if it was me I would be at Vittoria on the walk and not cooking

mrso2b

well done!

Jock_Tight

Congratulations Billy on finally becoming MF !! :beer:
I missed the last five days of your MF countdown as we were away for our wedding aniversary....7 years and no itching yet. Glad I managed to get on line for the day you completed.....you have been an inspiration.

Savour the moment, I'll be having a wine later and will raise my glass to you

All the best,
Jock..

RosieTiger

Billy,
fantastic achievement, i couldn't wait to get home from work to confirm you had finally made it. You have been an absolute inspiration. For anyone reading your full posts about family etc, they could only conclude that you and your wife are absolutely brilliant.
Enjoy the i-phone, enjoy your holidays and even enjoy your wife's clothes shopping spree ( ok that's probablt taking things too far, but you get the message).
Really chuffed for you !