capital one credit card travel insurance

jannowretired

I have a Capital One credit card and one of the "perks" is if you pay for the holiday with it you get free travel insurance. Is this insurance adequate for a couple in their early 60's going to Spain for a fortnight?

I was asked by the travel agent when I booked the holiday if I wanted travel insurance and I told her that I was insured because of this and that I also had a EHIC card and she said that was OK but I thought I would check if anyone else has this insurance and if it was adequate.

Janice

Incapuppy

You should check the T&Cs of the policy to ensure it meets your needs. If appropriate, ensure that any pre-existing medical conditions for both travellers (and any close relatives for whose illness you may need to cancel/curtail your holiday) have been declared and accepted by the insurers (or their medical screening agency)

Wammer

I also have the free insurance with the Capital One card. I did read the policy and it did seem to have good enough cover. However, as we go to the US a couple of times a year, I carried on with a separate annual policy as I felt happier with that.

I'm not saying there is anything wrong with the free policy, but you would need to read it thoroughly and perhaps compare it to a policy from another insurer to ensure that it covers what you need it to.

meletheridge

thank you was not aware of this now will look into it

richardw

EHIC is a health card, it isn't insurance and doesn't include repatrition.

travellerboy

Capital One credit card insurance WAS excellent, but is to be discontinued from November. No other insurance offer the same protection for delayed baggage. Trust me it was excellent.