We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Anyone heard from chunkyu?

MicheH
MicheH Posts: 2,631 Forumite
in Bankruptcy & living with it
Has chunkyu been on since BR, been out all day and wondered did everything go all right?
«1

Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    probably asleep under a bar table somewhere celebrating :p:D
    We all die. The goal isn't to live forever, the goal is to create something that will
  • chunkyu
    chunkyu Posts: 131 Forumite
    Hey im here sadly got work tomorrow so no celebrating, tho did treat myself to a morrisons sandwich lol, thanks again guys, it was all done in 25mins
  • antarctica
    antarctica Posts: 499 Forumite
    congrats on your BR :)
    Look down your nose at me and I thumb my nose back at you. :p

    Bankrupt: 8th July 2009
    Early Discharge: 19th Jan 2010
    Proud BSC Member: 278
  • Desperate+Depressed
    Desperate+Depressed Posts: 177 Forumite
    Congrats Chunkyu!!

    I am only at the enquiry stage!

    I must say though, reading everyone's help and support off this site is MOST encouraging.

    I just need CCCS BR to get back to me know, so that I can discuss it further with them.......I hope they contact me soon before I back out!

    I keep thinking, maybe I should wait and offer my creditors a token payment. BUT as CCCS have already pointed out to me, to pay £27k will take me well over 30 years to clear!! Whereas, I could be made BR and cleared from poor credit after 6yrs. Why am I making things more difficult for myself?????
  • lee316
    lee316 Posts: 134 Forumite
    Congrats Chunkyu :beer:
    DD, just a note on token payment, we have gone down that route first, most creditors haven't accepted and even the ones that did have still continued to charge us interest, so your 30 years on token payment could easily turn into 60 :eek: Even though we've been told that by law they cannot refuse the token payment, it is up to the goodness of their heart if they want to freeze the interest. Needless to say - nope.
  • Desperate+Depressed
    Desperate+Depressed Posts: 177 Forumite
    Does anyone know if you can choose which Court to go to? Prob seems a stange question.....the reason I ask, is my local County Court is Stafford, but I know several people who work there - and through shame/embaressment, I'd rather them not see me there or my name on any paperwork.
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Desperate+Depressed wrote: »
    Does anyone know if you can choose which Court to go to? Prob seems a stange question.....the reason I ask, is my local County Court is Stafford, but I know several people who work there - and through shame/embaressment, I'd rather them not see me there or my name on any paperwork.

    unfortunatley you have to attend the court in the area you have lived for the last 6mnths or so.....so you wouldnt have a choice (besides they wont know why your there...if they stop & ask tell them your on jury duty for a very juicy case!)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Desperate+Depressed
    Desperate+Depressed Posts: 177 Forumite
    Lol......thanks philnicandamy, that made me smile.

    I think I will try and contact CCCS one more time (if they are still open)?
  • Feelingfoolish_3
    Feelingfoolish_3 Posts: 263 Forumite
    Following on from what Phil said, you can apply in the High Court yes?
    :o BR 12th August 2009 :o
    :T ED 11th June 2010 :T
    BSC Member 283
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Feelingfoolish wrote: »
    Following on from what Phil said, you can apply in the High Court yes?


    you could....but they may suggest your local court as an alternative
    We all die. The goal isn't to live forever, the goal is to create something that will
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture