5 Weeks Till maternity Leave Offered Lump - no response from IVA

bellissemma

Hello. I have an IVA, been paying into it for 2 years and am off on maternity leave 28th september.

I contacted 2 different people to offer a lumpsum payment and had to pester the one to even confirm my email.

I owe total £10,000 and after having to tell my Dad , and getting an earbending at 33 years age, dealt with the shame and he offered to pay a sum of £4500 to clear the debt, provided obviously I pay it him back when I can finally get back into work.

Nobody from the IVA has contacted me at all (Synergy, come Neville Eckley come Debt free direct) are these IVA companies all part of the same thing or what????!:mad:. Yet THREE different people called and wrote to me on a regular basis when I got made redundant and was on benefit for 4 months, asking for money............strange ey?

Its been nearly 2 months now and all I have is the email saying "your email has been received and we are looking into your arrangement"

It is really stressing me out now, and my Dad is finding better things to spend his money on, like - him and my mom, and thinking about not giving me the money at all now, and I dont blame him to be honest.

I would like to know, will this offer be accepted for a start? Because if not, then I will be able to pay absolutely nothing. And also, how long do these things usually take, its been weeks and weeks and nobody has contacted me! Come 25 September I will have to stop payments, and what then? Will I be bankrupt for £10k????