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KP's Another year older another year wiser?

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  • ps I am due a deent pay rise soon so hoping that wont be too far in the future. Should add about £150 a month.
    :j
    May 2013 new beginnings:j
  • taxi73
    taxi73 Posts: 20,815 Forumite
    keep your chin up hun...it'll be ok in the end x
  • goodness me, lots been going on! Huge hugs for you as some really difficult decisions there. Fingers crossed for the move, fresh start and moving forward. Is there any way you can move without loan? Also things like freecycle for beds etc so youre not paying out? Hang in there me lovely and well done for taking control of the situation.
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Hello

    Been wondering how you were getting on. Guessing the job going well and keeping you super busy. How is your Mum?

    I could probably do it without the loan but I already pay £70 ish on CCs at the moment so if effect only £80 to add on. I could do the 5k over longer terms but would be a poor APR and three years matches in with the main loan so DFD should be end of 2013.

    Unless I see a super bargain though I have vowed to stop buying until I move in and have to get something.
    :j
    May 2013 new beginnings:j
  • Been downa bit a bit and worrying over things. Hoping to have a productive weekend so here is the good old to do list

    More filing - sort it out ready for the move
    Sort out bedding
    Online shop
    Budget
    Start things I need for the flat list - not planning on buying until the move just useful to see
    Phone to get the entertainment unit returned - wont have room
    Work expenses

    I think thats enough for now so hope I get get the majority done by Monday
    :j
    May 2013 new beginnings:j
  • More filing - sort it out ready for the move
    [STRIKE]
    Sort out bedding
    [/STRIKE]enough for OH and for me inc kids so no cost there :TOnline shop
    Budget
    [STRIKE]
    Start things I need for the flat list - not planning on buying until the move just useful to see
    [/STRIKE]started
    [STRIKE]Phone to get the entertainment unit returned - wont have room[/STRIKE] done pick up 15th
    Work expenses
    :j
    May 2013 new beginnings:j
  • Hiya KP...hoping everything is all right with you sweetie.
    Good news about the wage rise, hope you get it soon. It all helps doesn't it :)
    Take care
    Luvz Dizzy x
    Official DFW Nerd Club Member no:219
    In the Court Of The Crimson King
    I don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.
    Gary Larson
  • Just begun the budget - its not looking good so far

    Thanks Dizzy

    Things are ok just want the move over with its draining at the moment.
    :j
    May 2013 new beginnings:j
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My budget on paper is truely dire.
    But I get there.
    As will you :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks Beanielou

    Im hoping to do damage limitation for the next month or so and then things so even out and head in the right direction.
    :j
    May 2013 new beginnings:j
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