Monday 17th August - What small DFW things have you done today?!

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :j:D


Morning All,

Hello to everyone who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking
• Do the usual checks for jobs etc
• Go to work and get last week’s timesheet signed and faxed off
• Apart from my bus pass, have a NSD
• Enter comps online
• Look at signing up for Virgin Bingo
• Fingers crossed my temp role is going to be signed off for a permanent role today, and it is assumed that I will apply for it and get it (I will apply if 1 – the money is right, 2 – there is a chance of promotion or more training, 3 – they do not credit check me)…….Will keep my eyes peeled for the job alert.
• Deal with any fall out from my day off on Friday and book more time off
• Try not to lose my rag with a person who is helping me out at the moment with the work but thinks the way we do things is stupid and their way is much better……I quite often answer her questions with because!

Think that is about it…..have a great day everyone

Candy xxxx

katylittlelady

Morning all!!

Hope everyone has a good day. Miserable weather here and OH off to work while I have another week off! Here is my list for today:

• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Daily scratchcards[/STRIKE]
• [STRIKE]Daily lotteries[/STRIKE]
• Surveys available
• [STRIKE]Shower with eco-head[/STRIKE]
• Pack ready for short break with mum (Mum is paying!!)
• Fingers crossed I get a call from strongbow as had a winning text yesturday and if I have won a big prize they will ring in next 48 hours!!
• [STRIKE]Take repeat prescription to Drs if weather is ok for walking[/STRIKE]
• [STRIKE]Comps ending soon[/STRIKE]
• Look online for any deals for eating out/places to go whilst we are away
• Laundry HC
• Take nail varnish and face masks so we can do some cheap beauty treatments rather than pay expensive spa prices!

Think that's it for today - will be off until Saturday so will see you then! Rather looking forward to break with my mum! x x x x x x x x x

my_mess

Hi there All !

Am off work again today - my son comes back from his Scotland trip later on this afternoon.

My small things :
- meals from stores
- NSD
- check banking
- scratchies and clickies
- check for freebies
- pack up Ebay sales from yesterday
- list a couple more things for sale
- tidy house a tiny bit (not too much!)

Have a great day
x

savingforarainyday

Morning Everyone

Today I have/will

Check online banking
Pay Gas Bill (only £20)
Do 3 things off work to do list.
Visit Client
Pack some Client files
Hoover upstairs
Check mystery shops
Write House to do list then do 3 things off of this.
That will do me for now will update later

Have a good monday:D

slig

Morning all. Today I will

[STRIKE]Scratchcards - 35p[/STRIKE]
[STRIKE]Check for mystery shops/surveys[/STRIKE]
[STRIKE]Check online banking[/STRIKE]
[STRIKE]No packed lunch but will find a low cost alternative[/STRIKE]
[STRIKE]Check on ebay listings[/STRIKE]
[STRIKE]Start investigating the cheapest way to do a really complicated travelling itinerary - I'm not going for 10 months, but I need to start planning now so I can be on the look out for cheap flights[/STRIKE]
[STRIKE] Charge phone at work[/STRIKE]
[STRIKE] Phone to ask about cancelling t-mobile contract[/STRIKE]

Pippilongstocking

Peedie list for me today

First day back in the office - eeek
Charging phone at work
Check banks
Put money in bank later from brother
Move some money around later
Brought in brekkie
DD and DS at home so will be doing half day here and half at home ski
Doggies to field for a walk and a check of my crops which have been on their own for 2 weeks
Sparkle (?) will attempt
Pay £10 to evil edna

Avogirly

Monring!!!! Grrrr to Monday!
Today I will/have: -
Checked online banking and updated accounts
Piggy and scratchy
list 10 things on ebay/amazon
Post three amazon things
Answer queries on ebay sales
Must make a PAD

andrina_nightshade

Morning all

My list for today:

• free scratchcard (20p)
• daily clicks
• hang out washing
• hand in Uni report
• post DVDs back to LoveFilm
• go to pottery class tonight
• have to buy my train ticket, so alas not a NSD. Think I might struggle with these this month
• book bus tickets for a trip
• call about First Aid course
• call bank

I think that's all. Have a good day everyone! x

WelshWoofer

Morning all!
Monday again - boooooo!!!!!


My little list for today...

• Brekkie at home
• Brought lunch to work
• Tea as per the meal plan using up the fresh stuff in the fridge
• Used up the ends of all of the toiletries in the shower rather than starting the new bottles
• Walk dog for free exercise
• Give BMW car back and cancel the insurance (saves me tons and tons!)
• Put washing away
• Walk dog to little greengrocers for mushrooms rather than go to supermarket and spend lots
• Stay in and watch soaps and The Street (very good!)
• Check banks
• Do any surveys
• Check quidco and survey totals
• Sort out the bins and recycling ready for collection tomorrow

That's all for today.....

Jag_Babe

Morning All. I am back after my holiday and feeling ready to kick debt into the past.

My plans for today are:

• Contact clients regarding work done
• Catch up with emails done
• Check online banking done
• Check pigsback account done I have 3,519 points
• Do the writing work that needs done today done
• Look into free advertising done
• Update accounts done
• Look for new work projects done
• Sort the items to be send back to the catalogue
• Pay some of the money off my loan done
• Update my budgets and spending diary
• Update work diary and sort list for tomorrow.
• Schedule the payment of all bills and debt -aiming to clear it asap. done
• Catch up with the forum

I think that is everything today. Hope everyone has a good day.

toolittletime

hello all - First time I've joined this thread but really feeling it's time to get motivated. So today I will/have

Start my debt free wannabe diary
Stew and freeze another bag of apples from the garden.
All meals from store cupboard.
Take the children blackberry picking so I can make some more jam
Check online banking

Think that's it for now!