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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    lucielle wrote: »
    You are blitzing the 20k challenge.
    L

    Unfortunately a bit too hard this month.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to make you write it all out - but I appreciate understanding it. And 1st April isn't long to go.... It sounds like nearly everything comes out in the 2nd half of the month; and as you say, two of them will be paid off in October anyway, which is brilliant. This is why you need to do your accounts and banking every day, isn't it - thats a really complex set of financial demands that you've got. But you *are* on top of it - even the very tough time this month ensures that more of whatever you earn next month is freed up, because you've made the final payment on some credit cards.

    Hugs and positive vibes coming your way.
    2023: the year I get to buy a car
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Don't apologise..it helps for people to understand it as it's two sets of monies to deal with.
    It's all intertwined...sometimes things like car bills come into it but am on top of it normally.
    I just burnt my fingers this month and will learn from it.

    I do not have Amex,A+L or Halifax from next month.
    Sadly,I don't have £70 worth of medication or £25 worth of food for my darling dog (RIP) next month.

    Everything will be fine and I'll be totally in front with all bill money in bank by middle of April.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Ur a trooper, ur do it xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi all..just on for a short while.
    Have been very busy today with stuff.This is the 1st chance I've had to get on here.

    Was at work for 5.45am this morning...then needed to get bread..(4 loaves of Hovis wholemeal is only £2 in farmfoods)...then banking...put £220 in today so now £738.45 to find.
    Then DS and I joined weightwatchers today ..I had 2 join free and first class free vouchers..so cost nothing and saved £29.90.
    It was a good 20 mins walk each way so am really tired now.

    Tomorrow..looks like being a long day as well....work for 6amish until 1.30pm..back home pick DS up...on to dentist for 2pm...then bank..then food shopping for DS and us...then home!!!

    So far thursday looking quieter...friday I have a drs appointment after work.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow, taxi - remember to breathe! And eat.
    2023: the year I get to buy a car
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Know you have a busy day today taxi so good luck with the dentist and the shopping, I hate grocery shopping but someone has to do it :beer:
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Good luck with all the appointments and I hope your work is profitable!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Good luck with everything today x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi taxi, once again you are forging the path that i'm about to take - the don't use credit cards at all path. Like you, i pay mine off in full each month, and i've kept saying that i won't use them at all, but at least i can now see what i need to watch during the month that i do 'ween' myself off of it. Doesn't help you much though :)
    i can't wait for friday, then i can update my details on the 20k thread, but also i will be paying off my first loan in full. Still won't get anywhere near you on the 20k thread but it's all going in the right direction at the moment.
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