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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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  • lucielle
    lucielle Posts: 11,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've got some matches if that helps?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Taxi

    Just popping in to say hello. Hope your tooth is okay now. I am so impressed with your finances. I know you want to see it all gone but just remember that all these steps that you are taking make up the marathon.

    Can you believe it - I'll be debt free next month. I can't wait! I know my mum was alway worried that I was in debt and it's not something that I want to do again (except for a mortgage).

    hope to catch up soon

    urg x x
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hi Taxi, just having a catch up with everyone. Hope your tooth and gum has settled down now, sounds awful.

    Plan seems good for March, lots of stuff on there though, make sure you take some time out for yourself. xx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi all,
    Urg...thanks... great that you'll be debtfree next month..I do hope you will celebrate the event xxx
    Penguin....thanks...I don't think I'll get everything done on the list but will try my best.
    The tooth is a lot better but the gum still aches probably just bruising or something.

    I've been to work and it was okish...every little helps in the grand scheme of things.I'm chasing my tail this month as not using the Amex and have the last months bill to pay so is sort of double payment IYSWIM.
    We've just had tea and I've just washed up.There's enoungh bolognese sauce for tomorrows tea...so only the pasta to do tomorrow.
    Accounts are up to date and banking was done earlier.I've some washing on the line and some in the dryer.
    That's about it from here...I may hoover later if I have the energy.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Taxi, that sounds like a *good* place to be. I feel similar myself, tho I'm not actually as organised as that! :)
    2023: the year I get to buy a car
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Think I'm going to replace hoovering with nice long soak in the bath instead...lol
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent! I did that last night, feels lovely.
    2023: the year I get to buy a car
  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You've had a productive weekend again Taxi - tooth is bound to still be a bit delicate but at least you know the worse is over now.

    That must be a great feeling URG - I can't wait - but in a funny sort of way I'm a bit wary of going mad and spending and ending up in a right royal mess again. Yes strange I know!!!!!!

    Milann
    January spends - £587.58
  • EssexHebridean
    EssexHebridean Posts: 24,452 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was going to do the soak in the bath thing this evening as well - however, like almost everything else that I "ought" to have done today, I've got distracted by other stuff and not got around to it!

    Urg - brilliant stuff, congratulations, And Milann, you won't splurge for long, you know already that the lessons you've learnt from here are deeply ingrained enough now that you wouldn;t go down that path again.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
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  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    isn't it strange how sometimes you fear being debt free as much as you fear admitting to the size of your debt at the beginning. I know i still have another 18 months to go before i should reach my debt free date but i'm worried that i'm going to waste the money i free up and get back into debt.
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