tsb current acc charges

don_kedik

hi just for confirmation
can my wife claim back any overdraft charges she generally goes over her overdraft amount, i say every month since shes had a account with tsb probably 17yrs im not sure what type of charges she gets but i know its every month
can someone just verify if she can claim and what does hardship mean we both work i never go into my overdraft or not much.
many thanks
don

Orford

Description of Charges

Overdraft Excess Fee
Overdraft Usage Fee
Returned Cheques
Unauthorised Borrowing Fee
Unpaid Cheque
Unpaid DDM
Unpaid Direct Debits
Unpaid Items
Unpaid Personal Loan
Unpaid Standing Orders
Unpaid/Returned direct debit

Financial Hardship means you have priority debt arrears (mortgage/rent, utilities, council tax etc)

don_kedik

so is there no point in putting a claim in as im not in any arrears (no red letters) but she doesnt pay any of the bills, i do she just pays for everyday item like food etc.

don_kedik

can she say shes got hardship thats why she goes over her overdraft every month, that must prove shes hard up

natweststaffmember

don_kedik wrote: »

can she say shes got hardship thats why she goes over her overdraft every month, that must prove shes hard up

You need to send in proof of hardship. It's been a long time since we took someone's word without proof. "I'm God's gift to women." Do you believe me because I have told you?

Orford

natweststaffmember wrote: »

"I'm God's gift to women." Do you believe me because I have told you?

God help women :rotfl: