My debt horror

sargentusuk

Only fruit machines I'll have a look at that.

What happens if a creditor eg a payday loan company rejects my plan

my poundstillpayday and payday express debts are in dispute as it contains illegal charges

wonga debt is not, yet, in dispute but they have rinsed £120 from my debit card without my permission my bank won't investigate so I am getting on board the OFT

the credit card debt does include a few bad charges

bank_of_slate

Can you cancel the debit card and request a new one so wonga can't just help themselves?

Have you followed Martin's guide for reclaiming charges?
...Linda xx

sargentusuk

I can do self exclusion but don't want a criminal record if I go back in there

I needto stop it only if for a few weeks but need to know how

WASHER

Are you saying you gamble online using the fruit machines? If so, you need to block all the gambling sites, read the thread I posted the link too, i am sure their is mention of how to block gambling sites from your computer.

sargentusuk

I did cancel it, but they only marked it down as damaged but forgot to tell me the care us still active for 30 days

sargentusuk

I only gamble at a shop in the town

sargentusuk

as with charges, I am but had no reply to date poundstillpayday is taking it to the dca at the weekend called clarity credit management who I hear are the best dca on the planet

bank_of_slate

sargentusuk wrote: »

I can do self exclusion but don't want a criminal record if I go back in there

I needto stop it only if for a few weeks but need to know how

Talk to the people on the gambling support thread for advice from others who know and understand the compulsion to gamble!
...Linda xx

Ames

I'm going to be a bit brutal here. The people in the shop probably aren't your friends, your relationship with them is like a heroin addict to their dealer. Limiting to £40 a day is £14600 a year, can you afford that? I doubt it. I'm a bit biased, my ex is a gambling addict. I was shocked when he said hi to someone as we were going into asda and it turned out it wasn't a friend, it was someone who worked in the bookies, he was so bad he knew the staff well! He ended up with a criminal record when he stole thousands from his employer, it really is a slippery slope. And one of his biggest weaknesses is fruit machines.

Ames

Just read one of your posts fully, I don't think you'll get a criminal record if you go back in after self excluding, they'll just refuse to serve you.