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MBNA increase in monthly repayment...
Comments
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That is where I am at fault. At the last increase, I thought I would be able to clear but with everything else going up, made the cutbacks that were needed and I agree, it is best to have a card available to you if needed.
That said, I will be on the phone to them today asking to stop the card and to agree a plan to repay the balance, are they open to offers on clearing balances or is it a worthless exercise?
Why would they be...to the contrary they'll want to make sure that you take as long as possible to clear balance and pay interest0 -
Generally they won't accept lower offers to clear balances until you are officially in arrears (and have therefore shot your credit rating to hell...)0
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