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Parking Tickets
julie.._2
Posts: 2 Newbie
Hi, Martin's article on parking tickets says that if you can't afford to pay it will go to the courts but as there was no borrowing involved it will not be on your credit report. I had a parking ticket back in 2005 which I appealed! I never received a reply so I forgot all about it. I have recently checked my credit report as I want to apply for a mortgage and found a CCJ on it that I knew nothing about. On looking into it I have found out that it is for the parking ticket back in 2005! Is Martin wrong or has the credit reference agency got it wrong, in which case any advise on how I can get it put right? ... and quickly as I really need the mortgage urgently as my landlord needs his house back!
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Comments
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You will have to give a few more details if you can. Was this a council ticket? Or was it a private one? Have you moved since 2005 when you had the ticket? If council which one?I'd rather be an Optimist and be proved wrong than a Pessimist and be proved right.0
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Hi, Martin's article on parking tickets says that if you can't afford to pay it will go to the courts but as there was no borrowing involved it will not be on your credit report. I had a parking ticket back in 2005 which I appealed! I never received a reply so I forgot all about it. I have recently checked my credit report as I want to apply for a mortgage and found a CCJ on it that I knew nothing about. On looking into it I have found out that it is for the parking ticket back in 2005! Is Martin wrong or has the credit reference agency got it wrong, in which case any advise on how I can get it put right? ... and quickly as I really need the mortgage urgently as my landlord needs his house back!
The ticket itself does not go on your credit report. However, an unpaid CCJ does. In order to enforce a ticket, it is necessary for court proceedings to be issued, and if they are not dealt with, they'll result in a CCJ. Please post up more details, as requested by peter-the-piper.0 -
I am This was a council ticket and yes I moved about a year later. One problem I also had was my address at the time, there are a couple of other addresses that are similar and post was always being delivered to one or the other of those.
Yes unfortunately this did result in a CCJ, had I received my mail I would have paid it!0
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