Stoopid Facebook - Silly Donna!!

BimboDonnax

I was killing abit of time this morning on facebook and saw one of the 'oh so tempting" ads down the side panel.

So I goes and clicks on one and brings me to tis site offering a "no credit check account" along with upto 5k instant approval thing.

After clicking on this I am directed to this site:
http://www.card-approval.com/approved/creditcard/frameset/index.php
I thought it might have been a bit dodgy, so I read the terms, and "silly Donna" didn;t really make sense of it all the way it was intended.
Anyway I completed my details (what sparse info it asked from me) and Bob's your Uncle, I had been approved!

Now, I checked my OLB to find that it wasn;t 4.95 taken from my account as I thought, it was indeed 99.95!!! And I got the following email to go with it:

"Dear Donna:

Thank you for your enrollment with E-Credit Plus. Your E-Credit Plus Shopping Card and New Member's Welcome Kit, which will be shipped by Royal Mail, will include all of the information required to begin enjoying all the benefits of your new membership. Your new credit line is £5,000. Your E-Credit account number is 7804900221******. Start shopping today at www.ecreditcatalogue.co.uk.

Your E-Credit Plus Membership includes:

£5,000 Credit Line
Unlimited Access to the E-Credit member only shopping web site - www.ecreditcatalogue.co.uk
Exclusive Email Offers
A special invitation for you to take advantage of discounted motor breakdown service. Your E-Credit Plus membership entitles you to the great rates on a wide range of motor vehicle related products and services. All you need to do is call to activate your service!
£100 discount on your next holiday anywhere in the world booked through Top Class Travel!
Choose a destination then contact a travel representative to complete the reservation process. Complete details will be enclosed in your new member welcome packet.

To begin shopping today, visit us at www.ecreditcatalogue.co.uk! Immerse yourself in products from name brands you know and trust. You simply pay shipping and processing. The amount of the product is placed on your E-Platinum Plus Shopping Card! The product is then shipped directly to you. It's that easy!

For more information regarding your E-Platinum Plus membership, simply contact our Member Service Center. We are available Monday through Friday during normal business hours, by dialing 0808-234-2355. Please do not hesitate to contact us with any additional questions.

Sincerely,
New Accounts
E-Credit Plus
0808-234-2355

NOTE: We will debit your credit or debit card account for the amount of £99.95 for your membership with E-Credit Plus. This debit will occur as soon as one (1) business day from the date of your application.

You will be billed £4.95 every month in which you maintain your Membership Status. You may cancel your service at any time by contacting our Member Services Department. If You cancel your service after the monthly debit has occurred, you will cancel any subsequent debits, however, You will not receive a refund for the current month. "

I didn'teven know it was a site called e-catalogue or whatever it says, had I have done I would never have been so silly and clicked.

I have called the bank to try and reverse this but I have to wait two days to see if they take the money and if they do I have to contact the company and ak for it back.

I have mailed them to the email address on their site as the number they give me is an automated American one! which again costs a bomb on my mobile! I guess you can say I kinda spammed them, bcc'd their email address to one email and marked it as urgent asking for them to cancel my application and refund me.

Is there anything else that I can do to get my Money back at all???

Please don;t tell me how stupid I am, as I have already figured that one out for myself, PLEASE HELP ME!!

dukesy_2

15. REFUND OF CARD MEMBERSHIP: A. If I cancel My enrollment into the E-CREDIT PLUS™ Shopping Club Program after fourteen (14) days from this Agreement, but within thirty (30) days from receipt of the Welcome Kit and E-PLATINUM PLUS Shopping Card, I will receive a refund of My enrollment fee, but I must first contact the Company to obtain a Return Authorization number. Upon receiving My return authorization number, I will be required to return all membership documents as well as My E-PLATINUM PLUS Shopping Card to: E-CREDIT PLUSTM, 2 Minton Place, Victoria Road, Bicester, Oxfordshire OX26 6QB United Kingdom. REFUND GUIDELINES MUST BE CAREFULLY FOLLOWED TO ASSURE A PROMPT REFUND OF MONIES. There will be a fee of £15.00 deducted in the event that any debit previously authorized by Me has been returned unpaid by My bank for any reason. There will be no refund in the event that there are Unpaid Balances posted to My Account or if there are pending merchandise orders. I must allow at least seven (7) business days from the Company's receipt of My membership materials for My refund to be processed. Included in My membership fee is a non-refundable application fee. If the refund of card membership procedure is met, the Company will refund My enrollment fee only. IMPORTANT: Merchandise return policy and instructions are explained on the product order forms and/or on the shopping Web Site.


B. Notwithstanding the preceding paragraph, You have the right to cancel this agreement under the Financial Services (Distance Marketing) Regulations 2004. This right to cancel ends on the expiry of fourteen calendar days beginning with the day after the agreement is concluded. You can cancel by sending or taking a WRITTEN notice of cancellation to, 2 Minton Place, Victoria Road, Bicester, Oxfordshire OX26 6QB United Kingdom. If you intend to cancel, you should not use any goods you have under the agreement and you should keep them safe (legal action may be taken against you if you do not take proper care of them).

Enfieldian

What a load of old rubbish!

Been to the website and you have to be a member to see the prices of items!

!!!!!!!

hayley11

Donna you need to do what is stated in your terms and conditions (as posted by dukesy) and do it quick! Get out of this contract as soon as you can!